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de Mme Myrtho Ren\u00e9, Membre du Conseil d\u2019Administration de la BRH, \u00e0 l\u2019occasion du lancement du Forum des Femmes Rurales"},"content":{"rendered":"\n<p>Allocution de Madame Myrtho Ren\u00e9, Membre du Conseil d\u2019Administration de la BRH, \u00e0 l\u2019occasion du lancement du Forum des Femmes Rurales<\/p>\n\n\n\n<p>Monsieur le Ministre de l\u2019Economie et des Finances<\/p>\n\n\n\n<p>Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle<\/p>\n\n\n\n<p>Monsieur le Ministre de l\u2019Agriculture, des Ressources Naturelles et du D\u00e9veloppement Rural<\/p>\n\n\n\n<p>Chers Coll\u00e8gues Membres du Conseil de la Banque de la Republique d\u2019Haiti<\/p>\n\n\n\n<p>Monsieur l\u2019ex Ministre de l\u2019Education Nationale, Professeur Nesmy Manigat<\/p>\n\n\n\n<p>Mesdames les Repr\u00e9sentantes du Minist\u00e8re \u00e0 la Condition F\u00e9minine et aux Droits des Femmes<\/p>\n\n\n\n<p>Madame la Repr\u00e9sentante de l\u2019ONU-FEMMES en Ha\u00efti<\/p>\n\n\n\n<p>Mesdames et Messieurs Repr\u00e9sentants de l\u2019AFI<\/p>\n\n\n\n<p>Mesdames et Messieurs Repr\u00e9sentants du Minist\u00e8re des Affaires Sociales,<\/p>\n\n\n\n<p>Mesdames et Messieurs Repr\u00e9sentants de la CNSA<\/p>\n\n\n\n<p>Mesdames, Messsieurs des Institutions Bancaires et Financi\u00e8res<\/p>\n\n\n\n<p>Chers Collaborateurs de la BRH<\/p>\n\n\n\n<p>Mesdames et Messieurs, Membres de la Presse parl\u00e9e, \u00e9crite, t\u00e9l\u00e9vis\u00e9e et en ligne,<\/p>\n\n\n\n<p>Potorik fanm nan N\u00f2, Medam Okap yo, Madan Sara yo ki se boulon sant fanmi yo<\/p>\n\n\n\n<p>Distingu\u00e9s Invit\u00e9s en vos rangs, titres et qualit\u00e9s,<\/p>\n\n\n\n<p>Mesdames, Messieurs,<\/p>\n\n\n\n<p>C\u2019est avec infiniment de joie et d\u2019entousiasme qu\u2019au nom du Conseil d\u2019Administration de la Banque de la R\u00e9publique d\u2019Haiti, je me retrouve dans cette belle cit\u00e9 Christophienne, afin de prendre une part active au Forum des Femmes Rurales, r\u00e9sultant d\u2019une collaboration entre le Minist\u00e8re de l\u2019Economie et des Finances, la Banque de la R\u00e9publique d\u2019Haiti et le Minist\u00e8re de l\u2019Education Nationale et de la Formation Professionnelle, associ\u00e9s \u00e0 d\u2019autres instances nationales et internationales.<\/p>\n\n\n\n<p>Souffrez que d\u2019abord, je f\u00e9licite toutes celles et tous ceux qui ont contribu\u00e9 \u00e0 la r\u00e9alisation de cet \u00e9v\u00e9nement.  Cette demarche, dont le but principal est l\u2019int\u00e9gration de tous, aux cha\u00eenes de valeurs mondiales, est louable et la priorit\u00e9 accord\u00e9e aujourd\u2019hui aux femmes est d\u2019autant plus importante que le monde est engag\u00e9 dans une \u00e9poque de bouleversemenents dont les effets se font sentir dans toutes les sph\u00e8res de l\u2019activit\u00e9 humaine.<\/p>\n\n\n\n<p>Les enjeux sont multiples et le devenir des peuples en d\u00e9pend.  Des valeurs telles que la d\u00e9mocratie, l\u2019affirmation des droits de la personne et la justice sociale sont les fondements de l\u2019\u00e9volution et du progr\u00e8s des collectivit\u00e9s.  La restructuration \u00e9conomique est donc n\u00e9cessaire car elle tend a r\u00e9duire les disparit\u00e9s sociales.<\/p>\n\n\n\n<p>A l\u2019instar des autres nations, Ha\u00efti est en mutation.\u00a0 L\u2019\u00e9volution de la situation des femmes y est \u00e9troitement li\u00e9e. \u00a0Plus que jamais, nos femmes ha\u00eftiennes d\u00e9sirent et, elles doivent participer, plus activement, aux d\u00e9cisions et orientations qui mod\u00e8lent l\u2019avenir de cette nation.<\/p>\n\n\n\n<p>Si les femmes avaient droit aux m\u00eames opportunit\u00e9s que les hommes, elles r\u00e9aliseraient des prodiges.  Lorsque leurs droits sont l\u00e9s\u00e9s, nous privons leurs enfants, et la soci\u00e9t\u00e9 toute enti\u00e8re, d\u2019un avenir meilleur.  Malgr\u00e9 leur marginalisation, les femmes, et \u00e0 plus forte raison, les femmes Rurales, sont cr\u00e9atrices et actrices incontournables, dans tous les secteurs.  On les retrouve dans les secteurs formel et informel des affaires, dans la gestion de la chose publique, dans les activit\u00e9s religieuses et j\u2019en passe.<\/p>\n\n\n\n<p>L\u2019in\u00e9galite des genres, l\u2019acc\u00e8s limit\u00e9 au cr\u00e9dit, aux soins de sant\u00e9, constituent autant de d\u00e9fis pour les femmes, et autant de freins \u00e0 l\u2019\u00e9volution des soci\u00e9t\u00e9s.   La pandemie et les nombreuses crises qu\u2019elle provoque ne font qu\u2019aggraver la Condition F\u00e9minine dans le monde.<\/p>\n\n\n\n<p>Il  est grand temps que soient abolis les m\u00e9canismes de subordination qui, dans un syst\u00e8me sexiste et patriarcal, entravent le processus de la participation des femmes dans l\u2019\u00e9volution de la soci\u00e9t\u00e9.<\/p>\n\n\n\n<p>De meilleures pratiques, en conformit\u00e9 avec la r\u00e9alite du milieu, devront etre adopt\u00e9es, de mani\u00e8re \u00e0 inciter des activit\u00e9s g\u00e9n\u00e9ratrices de revenus pour les femmes.<\/p>\n\n\n\n<p>De mani\u00e8re plus g\u00e9n\u00e9rale, \u201cla Banque de la R\u00e9publique d\u2019Ha\u00efti propose des incitations financi\u00e8res, tant \u00e0 travers son programme pro-croissance, qu\u2019\u00e0 travers la circulaire 113, au secteur financier, ciblant particuli\u00e8rement les diff\u00e9rents agents<\/p>\n\n\n\n<p>\u00e9conomiques des fili\u00e8res productives, tous acteurs du monde rurale, confondus.<\/p>\n\n\n\n<p>En  tant que gardiennes de valeurs et des traditions, r\u00f4les qu\u2019 elles assument d\u2019ailleurs avec gr\u00e2ce, malgr\u00e9 les emb\u00fbches, les femmes doivent avoir acc\u00e8s \u00e0 l\u2019\u00e9ducation, en g\u00e9n\u00e9ral, et \u00e0 l\u2019\u00e9ducation financi\u00e8re en particulier, voies royales pour sortir des sch\u00e9mas traditionnels int\u00e9gr\u00e9s afin de faire face \u00e0 la mondialisation.<\/p>\n\n\n\n<p>Map salye fanm kap viv nan z\u00f2n riral yo<\/p>\n\n\n\n<p>Fanm madan sara ,fanm djanm kap pote sosyete a sou do yo<\/p>\n\n\n\n<p>Fanm ki pa p\u00e8 goumen ak lavi<\/p>\n\n\n\n<p>Fanm ki se souf ak nanm kay yo<\/p>\n\n\n\n<p>Fanm ki gen fanm nan fanm yo<\/p>\n\n\n\n<p>Mwen di nou On\u00e8, Resp\u00e8<\/p>\n\n\n\n<p>On\u00e8 , Resp\u00e8 ak tout fanm peyi Dayiti<\/p>\n\n\n\n<p>Kit isit , kit l\u00f2t b\u00f2 dlo<\/p>\n\n\n\n<p>Depi ay\u00e8, sa nou w\u00e8 kap pase nan Hostellerie Roi Christophe la , se yon repons ak anpil kesyon ke nou te  genyen<\/p>\n\n\n\n<p>Se limy\u00e8 ki komanse klere sou chimen nou<\/p>\n\n\n\n<p>Se ledikasyon ak bon jan ankadreman ak kons\u00e8y ki pral tabli pou nou bay lavi nou yon pi bon direksyon.<\/p>\n\n\n\n<p>Bank Repiblik Dayiti (BRH) ansanm ak Minist\u00e8 Finans ak Minist\u00e8 Edikasyon Nasyonal kole zep\u00f2l pou yo pote bon jan nouv\u00e8l pou nou .<\/p>\n\n\n\n<p>Pou yo montre nou kijan pou nou jere vi nou,  k\u00f2b nou  epi bay bay biznis nou jar\u00e8t.<\/p>\n\n\n\n<p>Bagay yo pa fasil se vre<\/p>\n\n\n\n<p>Jounen y\u00e8 a , nou te rive idantifye k\u00e8k pwobl\u00e8m ki ka rezoud si tout met t\u00e8t nou ansanm pou nou vanse pi byen.<\/p>\n\n\n\n<p>Difikilte yo f\u00e8 fas kare ak nou lajounen kou lannwit men nou pa panike se at\u00f2 nap goumen.<\/p>\n\n\n\n<p>Men fwa sa, batay nap mennen an app jwenn ranf\u00f2 paske Plan Nasyonal Edikasyon Finansy\u00e8 a rive sou nou.<\/p>\n\n\n\n<p>Depi ay\u00e8 anpil deba ap f\u00e8t , fristrasyon ap tonbe, pwopozisyon ap lage trib\u00f2 bab\u00f2, bagay yo ap bouyi men nan bon ti mamit.<\/p>\n\n\n\n<p>L\u00e8 m ap gade b\u00e8l espektak sa, mwen w\u00e8 pitit menm t\u00e8, pitit menm nasyon ki pote kole pou chanje lavi fr\u00e8 ak s\u00e8 yo.<\/p>\n\n\n\n<p>Mwen w\u00e8 Minist\u00e8 Finans, Minist\u00e8 Ledikasyon, Bank Santral (BRH) ak k\u00e8k l\u00f2t enstitisyon nasyonal ak ent\u00e8nasyonal kap travay pou plis k\u00f2b rete nan men nou paske nou pral aprann kijan pou nou jere t\u00e8t nou .<\/p>\n\n\n\n<p>Nou pral aprann enp\u00f2tans mete k\u00f2b sou kan\u00e8 epay nou pou l\u00e8 gen kouri nan fanmi nou, nou pa oblije al pran ponya nan lari , ni al vann t\u00e8t nou pou nou jwenn yon ti k\u00f2b.<\/p>\n\n\n\n<p>BRH gen de pwogram , pwodwi ak s\u00e8vis ki la , ki disponib , pou ede nou , pou f\u00e8 biznis nou grandi.<\/p>\n\n\n\n<p>Nou pral aprann nou menm ak pitit nou kisa ki antreprenarya  pou nou ka jere t\u00e8t nou pi byen.<\/p>\n\n\n\n<p>Premye antrepriz la se fwaye nou, se lakay nou. Se ladan l ke nap jere : manje, bw\u00e8 , d\u00f2mi. Nap jere ledikasyon sou tout f\u00f2m li. Nap jere lek\u00f2l pwofesyon\u00e8l, Kijan nou pral bay pitit nou bon jan ledikasyon pou l sa okipe  t\u00e8t li demen. Nap jere tou ki jan , ki kantite val\u00e8 moral nou pral bay piti nou anvan nou lage yo nan lavi a. Sa mande tan , sa mande lajan.<\/p>\n\n\n\n<p>Kidonk, nou pral aprann f\u00e8 tout sa. Kounye a , l\u00e8 nou komanse konprann tout sa m sot di yo, zaf\u00e8 kite timoun nan kay poukont yo pral fini. Paske kounye a nou pral aprann f\u00e8 bidj\u00e8 nou . Nap mete yon k\u00f2b sou kote pou nou kite yon moun nan kay la ak timoun yo l\u00e8 n al ch\u00e8che lavi. Zaf\u00e8 lajan paka ret nan men nou pral fini paske nou pral aprann ke biznis w genyen an, k\u00f2b ki ladan l lan pa pou ou, tout k\u00f2b la pa pou ou. Gen yon pati nan benefis ke w f\u00e8 ke w pral reinvesti nan biznis ou. Nou pral aprann ou kijan pou n f\u00e8 sa.<\/p>\n\n\n\n<p>Kounye a la , l\u00e8 bagay sa yo komanse f\u00e8t, l\u00e8 af\u00e8 n komanse bon, m ta renmen konnen ki gason ki ka gade nou pou \u00fdo vin leve men sou nou paske depi l\u00e8 yo gade fanm djanm, fanm solid ke n pral devni a lap w\u00e8 ke nou ka okipe t\u00e8t nou poukont nou., nou ka okipe pitit nou. Nap jwenn resp\u00e8. Na banm nouv\u00e8l. Map profite de espas sa , pou m di m\u00e8si ak tout gason konsekan kap kore fanm e ki ankouraje yo al pi wo. Sa demontre ke yo soti nan yon fanmi ki te ankadre yo, ki te ba yo ba yo bon jan leson pou vini bon sitwayen , bon papa pou pitit yo, bon mari pou madanm yo, , bon pitit Bondye e sa mete anpil val\u00e8 nan sosyete a. On\u00e8 resp\u00e8 pou nou Mesye yo.<\/p>\n\n\n\n<p>L\u2019Education est un facteur de d\u00e9veloppement \u00e9conomique et un chemin d\u2019\u00e9panouissement pour tout \u00eatre humain.  Le progr\u00e8s d\u2019une nation est proportionnel \u00e0 l\u2019effort durable consentis par les Gouvernants, en faveur de l\u2019\u00e9ducation.  Une femme instruite, \u00e9duqu\u00e9e, renseign\u00e9e, tout en retrouvant sa dignit\u00e9 humaine, se sent capable d\u2019am\u00e9liorer ses conditions d\u2019existence et celles de sa famille et de contribuer, plus efficacement \u00e0 la construction de son pays.<\/p>\n\n\n\n<p>Le d\u00e9veloppement durable et la r\u00e9duction de la pauvret\u00e9 ne pourront se r\u00e9aliser sans l\u2019\u00e9limination des in\u00e9galites.  Ce changement, bas\u00e9 sur les principes de droits, sonnera le glas des pratiques anciennes qui, pendant trop longtemps, ont enclav\u00e9 l\u2019\u00e9mancipation \u00e9conomique des nos femmes rurales entrepreneures.<\/p>\n\n\n\n<p>Je terminerai mon mot en vous souhaitant une bonne participation \u00e0 la seconde journ\u00e9e du Forum des Femmes, forum au cours duquel le public sera inform\u00e9, entre autres, de mani\u00e8re concr\u00e8te, des options offertes par la Banque de la R\u00e9publique d\u2019Ha\u00efti pour faciliter les transactions financi\u00e8res, quelles qu\u2019elles soient, ainsi que les programmes et produits disponibles \u00e0 cette Banque pour soutenir les activites Rurales. <\/p>\n\n\n\n<p>Ces \u00e9changes fructueux, visant la Promotion de l\u2019Education et de l\u2019Inclusion des Femmes dans les secteurs \u00e9conomique et financier, \u00e0 travers le PLAN NATIONAL D\u2019EDUCATION FINANCIERE(PNEF), nous permettront de co-cr\u00e9er un avenir meilleur, sur les fondements d\u2019une devise, cette fois-ci, \u00e9prouv\u00e9e:<strong> \u201c LE PLUS GRAND BIEN AU PLUS GRAND NOMBRE\u2019.<\/strong><\/p>\n\n\n\n<p>Je vous remercie.<\/p>\n\n\n\n<p>Myrtho Ren\u00e9<\/p>\n\n\n\n<p>Membre du Conseil d\u2019Administration de la BRH<\/p>\n\n\n\n<p>Cap-Ha\u00eftien, le 20 mai 2021<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Allocution de Madame Myrtho Ren\u00e9, Membre du Conseil d\u2019Administration de la BRH, \u00e0 l\u2019occasion du lancement du Forum des Femmes Rurales Monsieur le Ministre de l\u2019Economie et des Finances Monsieur 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de Monsieur Edgard Jeudy, Membre du Conseil d’Administration de la BRH, \u00e0 l\u2019occasion de la cl\u00f4ture du Forum des Femmes Rurales"},"content":{"rendered":"<p>Monsieur le Ministre de l\u2019Economie et des Finances,<br \/>\nMonsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle,<br \/>\nMadame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits de la Femme,<br \/>\nMonsieur le Ministre de l\u2019Agriculture et des Ressources Naturelles et du D\u00e9veloppement Rural,<br \/>\nChers coll\u00e8gues du Conseil d\u2019Administration de la BRH<br \/>\nMonsieur le Repr\u00e9sentant de l\u2019Alliance pour l\u2019Inclusion Financi\u00e8re<br \/>\nMadame la Repr\u00e9sentante de l\u2019Onu Femmes en Ha\u00efti,<br \/>\nMesdames, Messieurs les Membres de la Commission de Coordination de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re<br \/>\nMesdames, Messieurs les membres du secteur priv\u00e9 des affaires et de la soci\u00e9t\u00e9 civile,<br \/>\nFemmes \u00e9voluant dans tous les secteurs d\u2019activit\u00e9 confondus en Ha\u00efti et dans la diaspora.<br \/>\nMesdames les exposants<br \/>\nChers participants qui nous suivent en ligne et en pr\u00e9sentiel ;<br \/>\nMesdames, Messieurs,<\/p>\n<p>Nous sommes arriv\u00e9s au terme de ce forum, d\u00e9di\u00e9 aux femmes, qui s\u2019est d\u00e9roul\u00e9 ces deux derniers jours dans la cit\u00e9 Christophienne, autour du th\u00e8me : \u00ab Education et Autonomisation Financi\u00e8res : Renforcer la R\u00e9silience des Femmes Rurales. \u00bb<\/p>\n<p>Ce th\u00e8me rev\u00eat d\u2019une importance capitale car sans l\u2019\u00e9ducation financi\u00e8re nous ne saurions atteindre l\u2019autonomisation financi\u00e8re et sans l\u2019autonomisation financi\u00e8re il sera impossible d\u2019arriver \u00e0 l\u2019Egalite de genre.<br \/>\nMap di tout fanm nan tout kouch nan sosyete Ayisy\u00e8n-a si nou vle rive konkretize r\u00e8v nou tout bon, pa gen wout pa bwa ; bon wout la se edikasyon et sitou edikasyon finansy\u00e8. Se youn nan mesaj kapital forum sa a te vle f\u00e8 pase e nou panse objektif sa atenn.<\/p>\n<p>Quelqu\u2019un eut \u00e0 dire \u00ab si vous pensez que l\u2019\u00e9ducation coute ch\u00e8re, essayez l\u2019ignorance \u00bb.<br \/>\nCe forum nous a permis de mettre en exergue, une fois de plus, le potentiel extraordinaire de nos femmes ha\u00eftiennes, en milieu rural comme en milieu urbain, et leur importance au sein de notre soci\u00e9t\u00e9. Les diff\u00e9rents documentaires visualis\u00e9s nous en disent long. Ce forum a \u00e9galement point\u00e9 du doigt les nombreuses contraintes auxquelles font face les femmes. Nous citons, entre autres :<br \/>\nLe manque d\u2019encadrement<br \/>\nLes in\u00e9galit\u00e9s de genre dans la sph\u00e8re \u00e9conomique ;<br \/>\nL\u2019acc\u00e8s limit\u00e9 au financement et particuli\u00e8rement au cr\u00e9dit ;<br \/>\nL\u2019acc\u00e8s limit\u00e9 aux soins de sant\u00e9 ;<br \/>\nL\u2019acc\u00e8s limit\u00e9 \u00e0 l\u2019\u00e9ducation financi\u00e8re et tant d\u2019autres barri\u00e8res qui constituent des d\u00e9fis \u00e0 l\u2019\u00e9mancipation des femmes.<\/p>\n<p>Plusieurs \u00e9tudes prouvent que les femmes sont des entrepreneures et des emprunteuses hors pair car les cr\u00e9dits qui leur sont octroy\u00e9s sont le plus souvent rembours\u00e9s. Cependant, il est fort de constater que le volume de cr\u00e9dit allou\u00e9 aux hommes est plus \u00e9lev\u00e9 que celui des femmes. Cette r\u00e9alit\u00e9 est li\u00e9e au fait que les entreprises dirig\u00e9es par les femmes sont souvent li\u00e9es \u00e0 des fili\u00e8res tr\u00e8s peu valoris\u00e9es. La question de formalisation de ces entreprises n\u2019est pas \u00e0 sous estimer non plus. Travailler \u00e0 l\u2019autonomisation des femmes c\u2019est travailler \u00e0 la valorisation des fili\u00e8res productives, \u00e0 la formalisation des entreprises dirig\u00e9es par les femmes et \u00e0 l\u2019am\u00e9lioration de l\u2019acc\u00e8s des femmes au cr\u00e9dit pour une plus grande stabilit\u00e9 du syst\u00e8me financier combien n\u00e9cessaire pour la sant\u00e9 de toute \u00e9conomie.<\/p>\n<p>Forum sa-a te p\u00e8m\u00e8t nou ab\u00f2de anpil bagay ki kontribye nan kreye pwobl\u00e8m sa yo ; li te pouse nou reflechi sou solisyon nou ta ka pote pou konstwi ak ranfose kapasite fanm yo pou yo ka pran plas yo merite nan kominote yo e p\u00e8m\u00e8t yo kapab rekanpe pi dyanm apr\u00e8 sitiyasyon difisil ki konn frape yo.<\/p>\n<p>Pandan 2 jou sa yo, nou te mete fanm yo devan, nou te pale ak yo e yo te pale sou pwoblem yo tou. Yon gwo kout chapo pou tout medam yo ki chak jou pwouve yo se poto mitan sosyete a !<\/p>\n<p>Au nom du Comit\u00e9 de Coordination et de suivi de la Strat\u00e9gie Nationale de l\u2019Inclusion Financi\u00e8re, nous r\u00e9it\u00e9rons notre engagement d\u2019int\u00e9grer davantage de femmes entrepreneures dans le secteur financier formel. Afin, de contribuer \u00e0 mieux adresser les probl\u00e8mes identifi\u00e9s, les r\u00e9solutions cl\u00e9s suivantes ont \u00e9t\u00e9 prises :<br \/>\n– Le comit\u00e9 de r\u00e9alisation de ce forum vous promet que les propositions faites durant ces deux jours auront des suites. Pour ce faire, un taskforce sera cr\u00e9\u00e9 pour le suivi des recommandations.<br \/>\n– La BRH, va organiser un concours en faveur des femmes entrepreneures, sous peu. Les quinze (15) meilleurs projets vont \u00eatre s\u00e9lectionn\u00e9s, un encadrement technique de 6 mois leur sera offert. En vue de faciliter leur inclusion financi\u00e8re, une subvention leur sera offerte \u00e0 travers une institution financi\u00e8re.<br \/>\n– Suite aux difficult\u00e9s de financement mises en lumi\u00e8re par les diff\u00e9rents panels, un fond de garantie en faveur des femmes entrepreneurs sera cr\u00e9\u00e9 au sein du FDI o\u00f9 un m\u00e9canisme ciblant les entrepreneurs en g\u00e9n\u00e9ral est d\u00e9j\u00e0 mis en place. Nous esp\u00e9rons pouvoir d\u00e9marrer avec un portefeuille 10 millions de Dollars US. Nous sommes ouverts \u00e0 des partenariats constructifs pour la r\u00e9alisation de ce grand objectif.<br \/>\n– Sous l\u2019\u00e9gide du Comit\u00e9 de coordination et de suivi de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re, maintenir le d\u00e9bat autour du th\u00e8me de l\u2019autonomisation financi\u00e8re des femmes ;<br \/>\n– Continuer \u00e0 sensibiliser les institutions \u00e9tatiques et priv\u00e9es \u00e0 mettre en place des points focaux d\u00e9di\u00e9s \u00e0 la question de genre ;<br \/>\n– Travailler \u00e0 la promotion du Plan National d\u2019Education pour les femmes.<br \/>\nLa BRH, le Minist\u00e8re de l\u2019Economie et des Finances et le Minist\u00e8re de l\u2019Education Nationale et de la Formation Professionnelle remercient la participation de tous les intervenants pendant ces deux journ\u00e9es de discussions fructueuses.<\/p>\n<p>Nous remercions les diff\u00e9rents Minist\u00e8res tels que le Minist\u00e8re \u00e0 la Condition f\u00e9minine et aux Droits des femmes, le Minist\u00e8re de l\u2019Agriculture, des Ressources Naturelles et du D\u00e9veloppement Rural, le Minist\u00e8re du Commerce et de l\u2019Industrie, le Minist\u00e8re des Affaires Sociales et du Travail, le secteur financier, la soci\u00e9t\u00e9 civile, les Organisations de femmes, les Firmes d\u2019encadrement, nos partenaires internationaux AFI, ONU-Femme, l\u2019USAID, la Coop\u00e9ration Suisse, le Gouvernement Canadien, MEDA, le D\u00e9veloppement international Desjardins, WOCCU, le Partenariat pour la Mobilisation de l’Epargne et du Cr\u00e9dit au S\u00e9n\u00e9gal (PAMECAS) .<\/p>\n<p>Merci d\u2019avoir permis \u00e0 vos cadres cadre de faire le d\u00e9placement malgr\u00e9 leurs obligations professionnelles pour venir enrichir les d\u00e9bats et supporter la r\u00e9alisation de ce forum. Nous remercions l\u2019ancien Ministre Manigat qui s\u2019est mis disponible, pendant les deux jours, pour supporter cette initiative et agir en tant que mod\u00e9rateur. Un grand merci \u00e0 nos panelistes de la soci\u00e9t\u00e9 civile, du secteur financier et des ONG pour tous vos apports et la qualit\u00e9 de vos interventions.<\/p>\n<p>Aussi, nos remerciements s\u2019\u00e9tendent \u00e0 nos exposants, \u00e0 toute l\u2019\u00e9quipe de planification et d\u2019organisation et \u00e0 l\u2019\u00e9quipe technique qui a permis la retransmission de ce forum en ligne. Nous ne terminerons pas sans remercier de fa\u00e7on sp\u00e9ciale tous ceux et toutes celles qui nous ont suivi pendant ces deux jours.<\/p>\n<p>Ensemble luttons pour l\u2019\u00e9ducation financi\u00e8re et l\u2019autonomisation des femmes<br \/>\nEnsemble luttons contre la f\u00e9minisation de la pauvret\u00e9 !<br \/>\nEnsemble, luttons contre la d\u00e9pendance \u00e9conomique et financi\u00e8re des femmes !<br \/>\nFinanse Fanm Se Finanse estabilite finansy\u00e8, se finanse kwasans ak Devlopman ekonomik Peyi a !<\/p>\n<p>Merci pour votre attention et bon retour au bercail \u00e0 tout le monde !<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monsieur le Ministre de l\u2019Economie et des Finances, Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle, Madame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits de […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5952","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Allocution de Monsieur Edgard Jeudy, Membre du Conseil d'Administration de la BRH, \u00e0 l\u2019occasion de la cl\u00f4ture du Forum des Femmes Rurales | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, 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du Gouverneur de la BRH, Monsieur Jean Baden Dubois, \u00e0 l\u2019occasion du lancement du Forum des Femmes Rurales"},"content":{"rendered":"<p><em>Monsieur le Ministre de l\u2019Economie et des Finances,<\/em><br \/>\n<em>Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle,<\/em><br \/>\n<em>Madame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits de la Femme,<\/em><br \/>\n<em>Monsieur le Ministre de l\u2019Agriculture et des Ressources Naturelles et du D\u00e9veloppement Rural,<\/em><br \/>\n<em>Chers coll\u00e8gues du Conseil d\u2019Administration de la BRH<\/em><br \/>\n<em>Monsieur le Repr\u00e9sentant de l\u2019Alliance d\u2019Inclusion Financi\u00e8re<\/em><br \/>\n<em>Madame la Repr\u00e9sentante de l\u2019Onu Femmes en Ha\u00efti, Madame D\u00e9d\u00e9 EKOUE<\/em><br \/>\n<em>Mesdames, Messieurs les Membres de la Commission de Coordination de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re<\/em><br \/>\n<em>Chers participants qui nous suivent en ligne et en pr\u00e9sentiel,<\/em><br \/>\n<em>Mesdames, Messieurs,<\/em><\/p>\n<ul>\n<li>\nAu nom du Conseil d\u2019Administration de la Banque de la R\u00e9publique d\u2019Ha\u00efti (BRH), je vous souhaite la plus cordiale bienvenue \u00e0 ce Forum des femmes, qui se d\u00e9roule dans la cit\u00e9 Christophienne, autour du th\u00e8me \u2018\u2019Education et Autonomisation Financi\u00e8res : Renforcer la R\u00e9silience des Femmes Rurales \u2018\u2019.<br \/>\nL\u2019organisation de ce Forum \u00e0 l\u2019intention des Femmes intervient dans un double contexte :<br \/>\n\u2022 D\u2019abord, toutes les \u00e9tudes r\u00e9centes sur les impacts de la pand\u00e9mie, notamment celles du Fonds Mon\u00e9taire International, montrent que les Femmes figurent parmi les cat\u00e9gories les plus affect\u00e9es par la crise sanitaire de Covid-19, d\u2019o\u00f9 la n\u00e9cessit\u00e9 de renforcer leur r\u00e9silience \u00e0 travers, entre autres, une bonne autonomie financi\u00e8re ;<br \/>\n\u2022 Ensuite, ce Forum s\u2019inscrit dans le cadre de la mise en \u0153uvre de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re (SNIF), lanc\u00e9e en 2014 par la BRH sous le haut patronage de la Pr\u00e9sidence de la R\u00e9publique dans le but de faciliter l\u2019acc\u00e8s \u00e0 la population aux produits et services financiers.<\/li>\n<\/ul>\n<p>La mise en \u0153uvre de cette SNIF, qui nous r\u00e9unit, encore une fois, ce matin, se r\u00e9alise autour de cinq piliers, \u00e0 savoir : des Services financiers pour faciliter l’inclusion et la r\u00e9duction de la pauvret\u00e9 ; du Cr\u00e9dit pour la croissance \u00e9conomique ; des Services financiers de proximit\u00e9 ; l\u2019Education et la protection des consommateurs ; et le Renforcement des institutions et des infrastructures financi\u00e8res.<\/p>\n<p>Selon une analyse des besoins aux services et produits financiers , des groupes de la population pr\u00e9sentant des caract\u00e9ristiques, qui devraient \u00eatre consid\u00e9r\u00e9s comme \u00e9tant prioritaires, ont \u00e9t\u00e9 identifi\u00e9s de la mani\u00e8re suivante : Les jeunes, les micros petites et moyennes entreprises, les personnes vivant dans les endroits recul\u00e9s, les personnes en situation pr\u00e9caire, les travailleurs migrants et leurs familles, les agriculteurs ; et parmi tous ces groupes cibles, nous retrouvons bien \u00e9videmment les femmes qui constitue un groupe cible transversal de la Strat\u00e9gie et du Plan National d\u2019Education Financi\u00e8re.<\/p>\n<p>Chers participants,<\/p>\n<p>Au niveau global, les donn\u00e9es de la Banque Mondiale montrent que sur les 1.7 milliards de personnes qui n’ont pas acc\u00e8s aux services financiers, 1 milliard sont des femmes, ce qui repr\u00e9sente 56% du total. Ces personnes habitent pratiquement toutes dans des pays en voie de d\u00e9veloppement et \u00e0 faible revenu, dont Ha\u00efti, et n\u00e9cessitent des programmes d\u2019appui financiers et non financiers. C\u2019est donc dans cette perspective que la BRH, en plus de son support au renforcement de l\u2019infrastructure financi\u00e8re, a mis en \u0153uvre des programmes sp\u00e9cifiques (programme pro-croissance) en vue de promouvoir certains secteurs productifs cl\u00e9s \u00e0 forte valeur ajout\u00e9e et \u00e0 fort potentiel, susceptibles d\u2019avoir des retomb\u00e9es directes sur les activit\u00e9s \u00e9conomiques des femmes dont celles que nous tenons \u00e0 mettre en \u00e9vidence ce matin : Les activit\u00e9s \u00e9conomiques de nos \u00ab Madan Sara \u00bb.<\/p>\n<p>Aussi, il convient de souligner qu\u2019au-del\u00e0 d\u2019une aide \u00e9conomique, un cadre r\u00e8glementaire peut aussi permettre aux femmes d\u2019avoir une ind\u00e9pendance financi\u00e8re. Cela revient \u00e0 dire que, changer les proc\u00e9dures, et parfois la loi, peut \u00eatre n\u00e9cessaire pour ouvrir l\u2019acc\u00e8s \u00e0 la finance aux femmes. Une tr\u00e8s bonne raison pour ce faire car plusieurs \u00e9tudes ont montr\u00e9 que les femmes sont des emprunteuses hors pair car les cr\u00e9dits qui leur sont octroy\u00e9s sont le plus souvent rembours\u00e9s \u00e0 90%. Plus important encore, accorder un pr\u00eat \u00e0 une femme a tendance \u00e0 avoir des impacts positifs, non seulement, sur ses conditions de vie, mais aussi impacter celle de toute sa famille. N\u2019est-elle pas celle qui, dans bien de cas, nourrit la famille, paie les soins de sant\u00e9, d\u00e9bourse pour l\u2019\u00e9colage des enfants et doit \u00e9pargner pour les jours durs ? Chapo ba medam !!!!!!!<\/p>\n<p>Mesdames, Messieurs,<\/p>\n<p>La contribution des femmes dans les diff\u00e9rentes sph\u00e8res d\u2019activit\u00e9s du pays se retrouve souvent noy\u00e9e dans les statistiques nationales. Pourtant, la collecte d\u2019indicateurs d\u00e9sagr\u00e9g\u00e9s est importante pour cerner les probl\u00e8mes d\u2019in\u00e9galit\u00e9 de genre, de r\u00e9partition de la richesse et pour sensibiliser les institutions sur leur engagement \u00e0 jouer leur participation dans la r\u00e9solution de ces probl\u00e8mes.<\/p>\n<p>Chez nous en Ha\u00efti, les statistiques r\u00e9v\u00e8lent que les femmes sont majoritaires, car 51% de la population \u00e2g\u00e9e de 15 ans et plus sont des femmes. D\u2019un autre c\u00f4t\u00e9, les donn\u00e9es de l\u2019enqu\u00eate FinScope ont confirm\u00e9 que 75 % de ces femmes vivent d\u2019emplois pr\u00e9caires ; seulement 9% sont bancaris\u00e9es, et environ 75% n\u2019\u00e9pargnent pas et n\u2019investissent pas. Ces donn\u00e9es, entre autres, laissent pr\u00e9sager que l\u2019exclusion financi\u00e8re des femmes constitue alors un des \u00e9l\u00e9ments contribuant \u00e0 ce qu\u2019on appelle la f\u00e9minisation de la pauvret\u00e9 en Ha\u00efti.<\/p>\n<p>Mesdames, Messieurs,<\/p>\n<p>L\u2019atelier que nous ouvrons ce matin constitue un t\u00e9moignage de l\u2019engagement du Comit\u00e9 de Coordination et de suivi de la Strat\u00e9gie Nationale de l\u2019Inclusion Financi\u00e8re de nous aider \u00e0 mieux cerner la probl\u00e9matique de l\u2019exclusion des femmes entrepreneures. A travers ce Forum de 2 jours, on entend adresser non seulement les diff\u00e9rentes contraintes, mais aussi faciliter la mise en \u00e9vidence des opportunit\u00e9s li\u00e9es \u00e0 l\u2019inclusion et l\u2019autonomisation financi\u00e8res des Femmes en Ha\u00efti, dans le cadre de la mise en \u0153uvre de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re mais surtout dans cette perspective de relance post-Covid.<br \/>\nAu cours de ce forum, il sera question de sugg\u00e9rer des mesures pour favoriser l\u2019inclusion financi\u00e8re et l\u2019autonomisation des femmes rurales, mais \u00e9galement d\u2019informer la population, particuli\u00e8rement les femmes participantes au Programme National d\u2019Education Financi\u00e8re (PNEF). Aussi, ce Forum des Femmes se veut \u00eatre un espace de discussions, d\u2019\u00e9changes d\u2019id\u00e9es et de partage d\u2019exp\u00e9riences pour la promotion de l\u2019inclusion et de l\u2019\u00e9ducation financi\u00e8res des femmes. Aussi, doit-il offrir un cadre de r\u00e9flexions sur les principaux enjeux et opportunit\u00e9s pour une meilleure inclusion sociale, financi\u00e8re et \u00e9conomique des femmes rurales.<\/p>\n<p>La BRH esp\u00e8re que les \u00e9changes, causeries et discussions aboutissent \u00e0 des solutions innovantes susceptibles d\u2019offrir de nouvelles modalit\u00e9s d\u2019inclusion financi\u00e8re et des opportunit\u00e9s \u00e9conomiques pour les femmes rurales. C\u2019est cet \u00e9tat d\u2019esprit qui doit nous animer ce matin !<\/p>\n<p>Mesdames, Messieurs,<\/p>\n<p>Je ne terminerai pas mon intervention sans remercier particuli\u00e8rement tous les membres du Comit\u00e9 de Coordination et de Suivi de la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re dont le Minist\u00e8re de l\u2019Economie et des Finances assure la pr\u00e9sidence.<br \/>\nNos remerciements les plus sinc\u00e8res vont \u00e0 l\u2019endroit les diff\u00e9rents Minist\u00e8res tels que le Minist\u00e8re \u00e0 la Condition f\u00e9minine et aux Droits des femmes, le Minist\u00e8re de l\u2019Education et de la Formation Professionnelle, le Minist\u00e8re de l\u2019Agriculture, des Ressources Naturelles et du D\u00e9veloppement Rural, le Minist\u00e8re du Commerce et de l\u2019Industrie, le Minist\u00e8re des Affaires Sociales et du Travail, le secteur financier, la soci\u00e9t\u00e9 civile, nos partenaires internationaux AFI, ONU-Femme, l\u2019USAID, la Coop\u00e9ration Suisse, le Gouvernement Canadien, MEDA, le D\u00e9veloppement international Desjardins, WOCCU, le Partenariat pour la Mobilisation de l’Epargne et du Cr\u00e9dit au S\u00e9n\u00e9gal (PAMECAS) etc. Je remercie \u00e9galement toutes les autres institutions ainsi que les intervenants qui ont r\u00e9pondu favorablement \u00e0 notre invitation et tous ceux et toutes celles qui, d\u2019une fa\u00e7on ou d\u2019une autre, contribue \u00e0 la r\u00e9alisation de cet \u00e9v\u00e9nement dans la ville du Cap-Haitien.<\/p>\n<p>A nos tr\u00e8s chers Capois, merci pour votre chaleureuse hospitalit\u00e9 !<\/p>\n<p>Sur ce, je d\u00e9clare le Forum des Femmes ouvert depuis la Cit\u00e9 Christophienne ! Je formule les v\u0153ux de plein succ\u00e8s \u00e0 vos travaux. Puissent \u00e0 travers ce forum, \u00e9mergent, de vos d\u00e9bats fructueux, des orientations dont pourront s\u2019inspirer les diff\u00e9rents acteurs de l\u2019inclusion financi\u00e8re pour une plus grande r\u00e9silience des femmes rurales.<\/p>\n<p>Que Dieu continue de nous b\u00e9nir Ha\u00efti !!!!<\/p>\n<p>Merci.<\/p>\n<p>Jean Baden Dubois<br \/>\nGouverneur de la BRH<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monsieur le Ministre de l\u2019Economie et des Finances, Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle, Madame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits de […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5943","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours du Gouverneur de la BRH, Monsieur Jean Baden Dubois, \u00e0 l\u2019occasion du lancement du Forum des Femmes Rurales | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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du Ministre de l’\u00c9conomie et des Finances \u00e0 l’occasion de l’ouverture du Forum des Femmes Rurales au Cap-Haitien"},"content":{"rendered":"<p>Madame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits des Femmes,<br \/>\nMonsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle,<br \/>\nMonsieur le Ministre de l\u2019Agriculture, des Ressources Naturelles et du D\u00e9veloppement rural,<br \/>\nMonsieur le Ministre du Commerce et de l\u2019Industrie,<br \/>\nMonsieur le Gouverneur de la Banque de la R\u00e9publique d\u2019Ha\u00efti,<br \/>\nMadame, Messieurs les Membres du Conseil d\u2019Administration de la Banque de la R\u00e9publique d\u2019Ha\u00efti,<br \/>\nMadame la Repr\u00e9sentante de l\u2019Organisation des Nations Unies pour les Femmes (ONU \/ FEMMES),<br \/>\nMesdames, Messieurs les Partenaires dans la r\u00e9alisation du Plan National d\u2019Education Financi\u00e8re, notamment l\u2019Alliance Mondiale pour l\u2019Inclusion Financi\u00e8re (AFI),<br \/>\nMesdames, Messieurs les Cadres de l\u2019Administration Publique,<br \/>\nMesdames, Messieurs les Cadres de la Banque de la R\u00e9publique d\u2019Ha\u00efti,<br \/>\nMesdames, Messieurs les Pr\u00e9sentatrices, Pr\u00e9sentateurs, Mod\u00e9rateurs, Mod\u00e9ratrices et Pan\u00e9listes,<br \/>\nMesdemoiselles, Mesdames, Messieurs, vous qui suivez en Virtuelle, en vos titres, grades et qualit\u00e9,<br \/>\nMes Dames, Messieurs les Repr\u00e9sentants de la Presse<br \/>\nDistingu\u00e9s femmes entrepreneures,<br \/>\nMesdemoiselles, Mesdames, Messieurs,<\/p>\n<p>Les assises auxquelles j\u2019ai le plaisir de participer ce matin t\u00e9moignent tant de la ferme volont\u00e9 que du souci constant du Chef de l\u2019Etat Son Excellence Jovenel MO\u00cfSE et de l\u2019ensemble du Gouvernement de poursuivre et d\u2019intensifier la lutte pour l\u2019inclusion des femmes dans les activit\u00e9s \u00e9conomiques et financi\u00e8res du pays.<\/p>\n<p>En effet, doter les femmes, particuli\u00e8rement celles vivant en milieu rural, des moyens d\u2019assurer leur autonomisation financi\u00e8re est l\u2019une des conditions n\u00e9cessaires \u00e0 une croissance \u00e9conomique et \u00e0 un d\u00e9veloppement \u00e9quitables et durables. Nous en sommes tellement conscients que nous nous effor\u00e7ons, chaque jour davantage, \u00e0 inscrire dans la r\u00e9alit\u00e9 quotidienne de nos concitoyennes et concitoyens les bienfaits d\u00e9coulant de la Strat\u00e9gie Nationale d\u2019inclusion financi\u00e8re ainsi que du Plan National d\u2019Education Financi\u00e8re ouvrant \u00e0 toutes et \u00e0 tous, par l\u2019\u00e9ducation et l\u2019information, les portes de l\u2019environnement \u00e9conomique et financier national.<\/p>\n<p>Dans ce dessein, je ne peux que me r\u00e9jouir de pouvoir donner forme aujourd\u2019hui \u00e0 ce forum sur l\u2019Education et l\u2019Autonomisation Financi\u00e8re pr\u00e9vu \u00e0 travers le Plan National d\u2019Education Financi\u00e8re qui met une emphase sp\u00e9ciale sur ce groupe sensible, vuln\u00e9rable mais essentiel de notre population, je veux parler des femmes vivant en milieu rural. D\u00e9j\u00e0 les femmes, d\u2019apr\u00e8s les chiffres de l\u2019Institut Ha\u00eftien de Statistiques et d\u2019Informatique, totalisent environ six (6) millions sur une population de 11.9 millions d\u2019habitants. Celles qui vivent en milieu rural sont recens\u00e9es \u00e0 hauteur de 2.5 millions de personnes.<\/p>\n<p>Ainsi, vous convenez toutes et tous avec moi, que l\u2019importance de ce groupe n\u2019est plus \u00e0 d\u00e9montrer et que ce Forum, en d\u00e9pit de toutes les difficult\u00e9s conjoncturelles connues, se r\u00e9v\u00e8le sinon pertinent du moins n\u00e9cessaire pour inciter la participation r\u00e9elle des femmes dans la machine \u00e9conomique et le syst\u00e8me financier du pays.<\/p>\n<p>En ouvrant ce Forum adress\u00e9 aux femmes vivant en dehors des agglom\u00e9rations urbaines, nous poursuivons la campagne de sensibilisation entam\u00e9e l\u2019an dernier sur les concepts, notions et structures de la Finance et de l\u2019Economie. La culture financi\u00e8re que nous voulons orienter, d\u00e9velopper, renforcer chez les filles et femmes habitant en dehors des villes, devra rendre ces derni\u00e8res plus autonomes, encore mieux organis\u00e9es afin que leurs d\u00e9cisions et comportements s\u2019harmonisent avec les efforts institutionnels pour une croissance rationnelle et durable de l\u2019\u00e9conomie nationale.<\/p>\n<p>L\u2019agenda qui se d\u00e9roulera \u00e0 ces fins, devra permettre des discussions et activit\u00e9s qui feront ressortir les r\u00e9alit\u00e9s de ces filles et de ces femmes, leurs forces comme leurs faiblesses, tout en leur fournissant l\u2019opportunit\u00e9 d\u2019explorer des pistes pour une meilleure structuration de leurs choix et actions dans l\u2019optique d\u2019un rendement optimal pour elles, leurs familles, leurs communaut\u00e9s.<\/p>\n<p>Bien que l\u2019activit\u00e9 se d\u00e9roule aujourd\u2019hui dans la belle ville de Cap-Ha\u00eftien, notre action ne se limitera pas aux filles et femmes de la zone du Nord. Les moyens technologiques disponibles porteront nos efforts \u00e0 celles qui vivent dans d\u2019autres parties du territoire. Elles sont, toutes, concern\u00e9es par cette campagne d\u2019information, d\u2019\u00e9ducation et d\u2019inclusion \u00e9conomique et financi\u00e8re.<\/p>\n<p>En examinant avec les personnes cibl\u00e9es les chiffres inqui\u00e9tants avanc\u00e9s ce matin, nous chercherons \u00e0 approfondir la compr\u00e9hension de part et d\u2019autre, syst\u00e8me versus population, des d\u00e9fis et obstacles, pour tenter de trouver, ensemble, des voies de solution \u00e0 travers les structures existantes. Le cas \u00e9ch\u00e9ant, il faudra d\u00e9gager des indices pour orienter de nouvelles r\u00e9flexions et r\u00e9ponses.<\/p>\n<p>Le Plan National d\u2019Education Financi\u00e8re voudra augmenter ces nombres trop restreints de femmes propri\u00e9taires, de femmes g\u00e9n\u00e9ratrices de revenus convenables, de femmes entrepreneures utilisant les services financiers formels. Informer les filles et les femmes vivant en milieu non urbain, devra allonger la liste des personnes bancaris\u00e9es, capables d\u2019\u00e9pargne et d\u2019investissement.<\/p>\n<p>Les structures et incitations mises en place au b\u00e9n\u00e9fice des actrices \u00e9conomiques du monde rural doivent \u00eatre connues et comprises par toutes celles qui sont \u00e9ligibles afin qu\u2019elles en usent \u00e0 bon escient. Celles qui ne sont pas encore qualifi\u00e9es pour en tirer profit dans l\u2019imm\u00e9diat seront stimul\u00e9es \u00e0 le devenir dans un avenir plus proche que lointain.<\/p>\n<p>Les fili\u00e8res productives rurales que le Gouvernement de la R\u00e9publique se propose d\u2019accompagner, selon les sp\u00e9cificit\u00e9s de chacune, dans le cadre du Plan de Relance Economique Post COVID, seront d\u00e9velopp\u00e9es, comme il est dit dans ce Plan : \u00ab aux fins de renverser la tendance au d\u00e9clin de la production et permettre au secteur agricole d\u2019assurer pleinement sa fonction traditionnelle et primordiale de contribution \u00e0 la s\u00e9curit\u00e9 alimentaire et nutritionnelle \u00bb. Ce Plan, comme les supports et projets envisag\u00e9s, faciliteront l\u2019acc\u00e8s \u00e0 l\u2019\u00e9nergie renouvelable, \u00e0 l\u2019eau potable et pour irrigation, ainsi que l\u2019obtention de cr\u00e9dit.<\/p>\n<p>Mais il faudra, pour r\u00e9ussir ce Plan de Relance, que les acteurs et actrices du secteur soient pr\u00eats, c\u2019est-\u00e0-dire, tout \u00e0 fait conscients des enjeux et capables de naviguer efficacement le syst\u00e8me financier dans une perspective d\u2019accroissement de la production et de cr\u00e9ation de richesse.<\/p>\n<p>Les diff\u00e9rents op\u00e9rateurs du syst\u00e8me initieront, d\u00e8s ce Forum, une \u00e9ducation formalis\u00e9e des filles et des femmes du monde rural, \u00e0 travers les \u00e9coles, organisations, associations, et autres types de regroupements. Un encadrement sp\u00e9cifique sera mis en place pour une pr\u00e9paration appropri\u00e9e \u00e0 l\u2019entreprenariat et la gestion subs\u00e9quente pour des exploitations viables et durables.<\/p>\n<p>Demain, \u00e0 la cl\u00f4ture de ce Forum, nous devrons avoir une bien meilleure appr\u00e9ciation de la r\u00e9alit\u00e9 et de l\u2019environnement \u00e9conomique des femmes vivant hors des zones m\u00e9tropolitaines. Les filles et les femmes qui participeront, de pr\u00e8s ou de loin, \u00e0 travers la plateforme technologique mise \u00e0 leur disposition, auront une compr\u00e9hension plus pratique du syst\u00e8me financier et des structures formelles d\u2019encadrement et d\u2019assistance.<\/p>\n<p>Elles devront \u00eatre, apr\u00e8s ces deux jours, avoir les informations n\u00e9cessaires \u00e0 la continuation de leur sensibilisation et leur \u00e9ducation en ce qui concerne l\u2019utilisation normale du syst\u00e8me financier. Ces filles et femmes devront d\u00e9j\u00e0 \u00eatre d\u00e9sireuses de prendre des d\u00e9cisions avis\u00e9es par la consultation d\u2019agents ou op\u00e9rateurs financiers et l\u2019impact attendu est important vu la transversalit\u00e9 de la pr\u00e9sence f\u00e9minine dans les diff\u00e9rentes sph\u00e8res de la vie nationale, particuli\u00e8rement, leur r\u00f4le dans l\u2019\u00e9conomie rurale et le caract\u00e8re primordiale de cette derni\u00e8re dans l\u2019environnement \u00e9conomique ha\u00eftien.<\/p>\n<p>Fanm Okap mwen yo, Fanm peyanm,<\/p>\n<p>Ke nou nan Okap oswa nap swiv sou Ent\u00e8n\u00e8t, k\u00e8lke swa kote nou ye nan peyi Dayiti, mwen salye nou epi tou mwen di nou jan mwen kontan av\u00e8 nou maten an. Nou vini la pou k\u00f2manse Fowom que Bank Repiblik Dayiti ak Minist\u00e8 Finans ap \u00f2ganize jodia ak demen.<\/p>\n<p>Nou menm, ki ap travay nan Gouv\u00e8nman Peyi Dayiti, nou w\u00e8 youn nan solisyon pou nou pote chanjman nan kijan nape viv, nan kijan nap travay, jan ke nou gade zaf\u00e8 lajan: se pou nou konprann, se pou nou genyen bonjan enf\u00f2masyon sou systeme financier pays dayti.<\/p>\n<p>Se pou nou genyen tou, bonjan lide sou kijan pou moun \u00f2ganize kom\u00e8s yo, biznis yo oswa konpayi yo. L\u00e8 nou f\u00e8 b\u00e8l rek\u00f2lt, genyen l\u00f2t jan ke nou kapab vann oswa f\u00e8 l\u00f2t pwodwi av\u00e8k sa nou rek\u00f2lte.<\/p>\n<p>L\u00f2t lentansyon Fowom saa , se pou nou eksplike Medam yo kijan sekt\u00e8 finans nan mache nan peyi Dayiti epitou kijan Medam yo kapab jw\u00e8n \u00e8d oswa lajan pou f\u00e8 biznis. L\u00e8 machandiz yo pakab ale vann, yo pa ta dwe gaspiye, nou pa ta oblije jete yo, gen jan pou nou ta f\u00e8 l\u00f2t pwodwi ak yo. Men sa mande lajan. Ebyen gen posibilite pou nou jwen lajan nan bank, oswa kooperativ oubyen nan Mikwofinans.<\/p>\n<p>Men genyen yon jan pou ou par\u00e8t pou mande lajan oswa \u00e8d. Se sa nou vini eksplike.<\/p>\n<p>Nan Fow\u00f2m sila, ou ap genyen pou diskite ak ajan epi tou ak operat\u00e8 zaf\u00e8 finans. Yo pwale eksplike nou kijan pou nou fonksyone nan sist\u00e8m finans peyi Dayiti.<\/p>\n<p>Mwen ta swete nou tande byen, pale byen pou pwofite 2 jou sa yo. Fow\u00f2m sa a se, pou nou patisipe nan aktivite ki ap f\u00e8 nou aprann, f\u00e8 nou reflechi, epi tou ki ap f\u00e8 nou konprann pi byen zaf\u00e8 lajan. L\u00e8 nou di zaf\u00e8 lajan, nou vle pale de konprann kote moun jwenn lajan, k\u00f2man pou nou s\u00e8vi ak lajan, epi tou k\u00f2man pou nou pa p\u00e8di lajan tw\u00f2 fasil. Li enp\u00f2tan pou Medam yo konprann nesesite pou s\u00e8vi av\u00e8k asirans, pou yo pa p\u00e8di pou kont yo, pou yo pa p\u00e8di tw\u00f2p.<\/p>\n<p>L\u00f2t lide Fow\u00f2m sa, se pou ede Medam yo nan jan yo kapab mete t\u00e8t yo ansamb pou monte yon konpayi oswa antrepriz, pou yo fabrike pwodwi pou yo vann epi tou pou yo kapab bay l\u00f2t moun nan peyi a travay pou f\u00e8 lajan tou, pou yo kapab manje epi tou okipe pitit yo ansamb ak fanmi yo.<\/p>\n<p>Sa mande pou nou aprann, pou nou byen konprann sist\u00e8m lan. Se preparasyon sa a ke Fow\u00f2m jodia vle k\u00f2manse. Se preparasyon sa ke Plan Nasyonal Edikasyon Finansy\u00e8 a vle reyalize. Plan sila, se yonn nan chimen Estrateji Nasyonal Enklisyon Finansy\u00e8 peyi Dayiti vle reyalize : pou tout moun nan peyi nou, kapab patisipe k\u00f2m sa dwa nan aktivite ekonomik n\u00f2mal, byen \u00f2ganize yo pou yo fonksyone pi byen, f\u00e8 kom\u00e8s epi tou biznis pi byen. Konsa, yo va jwenn pi plis lajan, yo va bay plis moun travay, yo va kapab patisipe nan p\u00e8m\u00e8t Leta f\u00e8 wout, f\u00e8 lopital ak lek\u00f2l fonksyone pi byen. Epitou, tout moun va pwofite.<\/p>\n<p>Medam yo genyen pou yo konprann epi tou aprann koman Leta travay, koman Leta fonksyone pou li cheche lajan, itilize lajan, epi tou plas pa yo nan bagay Leta ap f\u00e8.<\/p>\n<p>Mwen swete tout J\u00e8n fi, tout Medam kap viv andey\u00f2 lavil tout kote nan peyi Dayiti, pou yo patisipe tout bon nan sa kap f\u00e8t la nan Fow\u00f2m sila, av\u00e8k Plan Nasyonal Edikasyon Finansy\u00e8 a.<\/p>\n<p>Mwen pale nan non Minist\u00e8 Ekonomi ak Finans pou mwen di nou, Medam, se pou nou byen pwofite de Fow\u00f2m sa a.<\/p>\n<p>Mwen vle tou voye konpliman pou tout moun Bank Repiblik Dayiti ki travay pou f\u00e8 Wonble sila, antan map swete aktivite sa a byen pase.<\/p>\n<p>Bon travay tout moun !!<\/p>\n<p>M\u00e8si anpil.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Madame la Ministre \u00e0 la Condition F\u00e9minine et aux Droits des Femmes, Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle, Monsieur le 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de circonstance de Madame Myrtho Ren\u00e9 lors de la foire du mercredi 27 janvier 2021 au CCDAA."},"content":{"rendered":"<p>Monsieur le Gouverneur<br \/>\nMonsieur le Gouverneur-Adjoint<br \/>\nMonsieur le Directeur G\u00e9n\u00e9ral<br \/>\nColl\u00e8gue Membre du Conseil<br \/>\nMesdames, Messieurs de la Haute Direction<br \/>\nMesdames, Messieurs les Cadres<br \/>\nCh\u00e8res Collaboratrices et Chers Collaborateurs,<br \/>\nChers Exposantes et Exposants<br \/>\nMembres de la Presse<br \/>\nMesdemoiselles, Mesdames, Messieurs, pr\u00e9sents et en ligne<\/p>\n<p>Au nom de mes pairs du Conseil d\u2019Administration, permettez que je vous souhaite la plus cordiale bienvenue, \u00e0 la Foire annonc\u00e9e, lors des festivit\u00e9s de fin d\u2019ann\u00e9e, foire lanc\u00e9e sous le th\u00e8me:<br \/>\n<strong>\u201c Retrouver notre identit\u00e9 \u00e0 travers la mode\u201d<\/strong>.<\/p>\n<p>Cet \u00e9v\u00e8nement, in\u00e9dit \u00e0 la BRH, est une initiative rev\u00eatant une importance capitale pour le Conseil d\u2019Administration, car il s\u2019inscrit dans la lign\u00e9e des efforts consentis, devant conduire \u00e0 la croissance \u00e9conomique.<br \/>\nLa Banque de la R\u00e9publique d\u2019Ha\u00efti s\u2019est \u00e9vertu\u00e9e, au fil du temps, \u00e0 mettre en place un ensemble de m\u00e9canismes financiers, visant l\u2019augmentation de l\u2019emploi et de la production nationale. Elle a compris \u00e9galement que, pour maximiser les r\u00e9sultats attendus de ces susdits m\u00e9canismes, des actions concr\u00e8tes, ciblant directement la demande de consommation des biens et services, produits localement, sont une n\u00e9cessite et constituent un levier important sur lequel, capitaliser, afin d\u2019impacter positivement l\u2019\u00e9conomie nationale.<\/p>\n<p>Dans cette optique, la Banque de la R\u00e9publique d\u2019Ha\u00efti se veut \u00eatre un acteur pionnier, en posant la premi\u00e8re pierre que constitue l\u2019initiative du jour. Cette foire-Exposition de produits de mode, localement fabriques, nous permettra de partir \u00e0 la d\u00e9couverte de nos talentueux artistes, artisans et cr\u00e9ateurs, \u00e0 travers leurs oeuvres, empreintes d\u2019originalit\u00e9, de couleur, de finesse et de cr\u00e9ativit\u00e9.<\/p>\n<p>Il nous faut saisir au vol cette opportunit\u00e9 que nous offre la crise, caus\u00e9e par la pand\u00e9mie. Les voyages vers l\u2019ext\u00e9rieur devenant de plus en plus contraignants, un momentum se dessine donc pour le secteur de la mode et pour d\u2019autres secteurs, tels, la Gastronomie Ha\u00eftienne, le tourisme local, les Salons-expositions et j\u2019en passe!<br \/>\nJe salue donc la pr\u00e9sence et la participation des exposantes et exposants et leur souhaite une journ\u00e9e, porteuse de grandes opportunit\u00e9s.<\/p>\n<p>Cet \u00e9v\u00e8nement s\u2019est construit avec le support inconditionnel de nombreux Collaborateurs et souffrez que je prenne le temps de les en remercier, du fond du Coeur:<br \/>\nMerci \u00e0 nos Collaborateurs de la Direction de Communication et des Affaires Publiques, de la Direction des Affaires Juridiques, de La Direction de l\u2019Information et de Technologie, de l\u2019Unit\u00e9 Organisation, M\u00e9thodes et Innovation, de l\u2019Unit\u00e9 de S\u00e9curit\u00e9 et de Transport, de l\u2019Unit\u00e9 de Gestion des B\u00e2timents et \u00e0 tout le staff du Centre de Convention et de Documentation.<\/p>\n<p>Et enfin, last but not least, Merci \u00e0 l\u2019\u00e9quipe de Chokarella et a Mme Laurence Magloire!!<br \/>\nLe moment est venu de c\u00e9der le microphone \u00e0 l\u2019Architecte de cette journ\u00e9e, le Gouverneur, M. Jean Baden Dubois, sans la grande implication duquel cet \u00e9v\u00e8nement n\u2019aurait pas pris corps. Gouverneur, sous vos applaudissements!<\/p>\n<p>Merci!<\/p>\n<p>Myrtho Ren\u00e9<br \/>\nMembre du Conseil d\u2019Administration<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monsieur le Gouverneur Monsieur le Gouverneur-Adjoint Monsieur le Directeur G\u00e9n\u00e9ral Coll\u00e8gue Membre du Conseil Mesdames, Messieurs de la Haute Direction Mesdames, Messieurs les Cadres Ch\u00e8res Collaboratrices et Chers Collaborateurs, Chers […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5749","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Propos de circonstance de Madame Myrtho Ren\u00e9 lors de la foire du mercredi 27 janvier 2021 au CCDAA. | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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de cl\u00f4ture prononc\u00e9 par M. Jeudy \u00e0 l\u2019occasion du lancement du concours sur la Gourde digitale"},"content":{"rendered":"\n<ul class=\"wp-block-list\"><li>La mise en circulation d\u2019une Gourde Digitale par la Banque centrale s\u2019inscrit dans le prolongement des actions visant \u00e0 accompagner et orienter le d\u00e9veloppement de l\u2019\u00e9conomie num\u00e9rique en Ha\u00efti. La BRH rejoint donc la mouvance internationale orient\u00e9e vers l\u2019implication croissante des Autorit\u00e9s Mon\u00e9taires dans l\u2019offre de moyens de paiement mieux adapt\u00e9s aux mutations technologiques et aux pr\u00e9f\u00e9rences des consommateurs.  En avan\u00e7ant \u00e0 grands pas vers l\u2019impl\u00e9mentation d\u2019une phase pilote, la BRH  se hisse \u00e0 la hauteur du dynamisme affich\u00e9 par les pays de la r\u00e9gion, certains ayant achev\u00e9 leur phase pilote (l\u2019Uruguay) tandis que d\u2019autres sont en cours d\u2019impl\u00e9mentation (Les Bahamas)  ou \u00e0 un stade avanc\u00e9 dans leur recherche conceptuelle (la Jama\u00efque).<\/li><li>Le syst\u00e8me de paiement ha\u00eftien a connu des progr\u00e8s significatifs au cours de ces 20 derni\u00e8res ann\u00e9es notamment avec l\u2019apparition des Banques \u00e0 distance et des FinTech. Toutefois, ces avanc\u00e9es se heurtent \u00e0 des contraintes persistantes, les emp\u00eachant de  r\u00e9aliser leur plein potentiel en tant qu\u2019outils d\u2019inclusion financi\u00e8re.  En effet, l\u2019absence d\u2019un cadre l\u00e9gal, le manque d\u2019\u00e9ducation financi\u00e8re et l\u2019absence d\u2019interop\u00e9rabilit\u00e9 entre les fournisseurs de services ainsi que de dispositions claires qui garantissent la protection des consommateurs constituent des freins \u00e0 une plus forte expansion. Ajout\u00e9 \u00e0 cela, les difficult\u00e9s d\u2019acc\u00e8s \u00e0 l\u2019\u00e9nergie et \u00e0 un r\u00e9seau internet compromettent l\u2019acc\u00e8s et la disponibilit\u00e9 des services financiers surtout dans les zones recul\u00e9es.<\/li><li>A travers cette solution, la BRH compte offrir un moyen de paiement plus s\u00e9curitaire (surtout en cas de catastrophes naturelles) qui permet d\u2019adresser les probl\u00e8mes cit\u00e9s plus haut, en \u00e9tant garanti par l\u2019Autorit\u00e9 d\u2019Emission, accessible sur tout le territoire national et circulant sur un support permettant d\u2019\u00e9liminer la d\u00e9pendance \u00e0  l\u2019\u00e9nergie et au r\u00e9seau internet.  La Gourde Digitale vient donc renforcer  le syst\u00e8me de paiement actuel  et se r\u00e9v\u00e8le donc un facteur de modernisation de la politique mon\u00e9taire, de promotion de la concurrence dans le paysage financier, d\u2019augmentation du seigneuriage, de dynamisation des activit\u00e9s \u00e9conomiques et de promotion de l\u2019inclusion financi\u00e8re<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>La Gourde Digitale tout comme la gourde physique sera un instrument de souverainet\u00e9 nationale et un symbole de notre identit\u00e9. Ce projet d\u00e9passe donc le cadre de la BRH et son appropriation par le public est fondamentale pour la mat\u00e9rialisation des r\u00e9sultats attendus. L\u2019organisation de ce concours suit donc cette logique participative que nous pr\u00e9conisons en vue de susciter l\u2019int\u00e9r\u00eat du public tout en mettant \u00e0 profit les comp\u00e9tences et expertises \u00e0 divers niveaux. A l\u2019issue de cette comp\u00e9tition qui mettra aux prises vos  sens cr\u00e9atifs, il s\u2019agira de trouver un nom pouvant identifier de mani\u00e8re unique la Monnaie Digitale de la Banque Centrale Ha\u00eftienne. Les candidats seront \u00e9valu\u00e9s selon les crit\u00e8res et principes fondamentaux qui vous seront pr\u00e9sent\u00e9s pendant cette rencontre.<\/li><\/ul>\n\n\n\n<p>Mw di nou m\u00e8si pou inter\u00e8 que nou manifeste pou proj\u00e8 sa e mw ban nou garanti que chwa yo ap f\u00e8t ak anpil transparans, pwofesyonalis ak rig\u00e8. Nou konnen jan peup ayisyen gen imajinasyon e yap rive jwenn yon non ki makonnen ak istwa nou, kilti nou, idantite nou e ke nap fy\u00e8 poun kleronnen tout kote n pase. Goud dijital la se pwoj\u00e8 tout ayisyen e se youn nan mwayen poun ede activit\u00e9 ekonomik boujonnen nan peyi a, sa ki ap p\u00e8m\u00e8t kreye plis travay e amelyore kondisyon lavi sitou nan z\u00f2n ki pi rekile yo.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La mise en circulation d\u2019une Gourde Digitale par la Banque centrale s\u2019inscrit dans le prolongement des actions visant \u00e0 accompagner et orienter le d\u00e9veloppement de l\u2019\u00e9conomie num\u00e9rique en Ha\u00efti. La BRH […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5611","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours de cl\u00f4ture prononc\u00e9 par M. 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C\u2019est pour cela qu\u2019elle ne cesse d\u2019encourager l\u2019innovation dans les diff\u00e9rentes sph\u00e8res d\u2019activit\u00e9s et naturellement au niveau du syst\u00e8me financier que ce soit,<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>pour apporter son soutien dans les infrastructures,<\/li><li>le savoir-faire<\/li><li>et la technologie.<\/li><\/ul>\n\n\n\n<p>Je veux profiter de l\u2019occasion pour saluer les initiatives des institutions financi\u00e8res, qui, elles aussi tendent \u00e0 rendre le syst\u00e8me financier ha\u00eftien plus dynamique et plus comp\u00e9titif et plus accessible.<\/p>\n\n\n\n<p>L\u2019innovation a permis au syst\u00e8me de paiement d\u2019\u00e9voluer depuis ces derni\u00e8res ann\u00e9es. Il est possible d\u2019effectuer des transactions par carte, par t\u00e9l\u00e9phone et en ligne. Naturellement, nous devons citer<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>la <strong>compensation \u00e9lectronique des ch\u00e8ques<\/strong> et<\/li><li>l\u2019interop\u00e9rabilit\u00e9 entre les diff\u00e9rents syst\u00e8mes de paiement des institutions financi\u00e8res possible, depuis le 1<sup>er<\/sup> octobre de cette ann\u00e9e, \u00e0 travers le Processeur National de Paiement (PRONAP). Gr\u00e2ce \u00e0 ces innovations nous avan\u00e7ons \u00e0 grand pas vers la r\u00e9volution num\u00e9rique de la monnaie et l\u2019inclusion digitale.<\/li><\/ul>\n\n\n\n<p>L\u2019innovation au niveau du syst\u00e8me financier entraine de plus en plus la digitalisation croissante des paiements scripturaux avec un impact certain sur la demande d\u2019esp\u00e8ces (pi\u00e8ces de monnaie et billets..).<\/p>\n\n\n\n<p>En tant banquiers centraux, nous devons donc prendre des initiatives afin de renforcer le syst\u00e8me de paiement et r\u00e9pondre aux attentes des consommateurs pour la protection des transactions, maintenir la confiance du public, assurer la stabilit\u00e9 du syst\u00e8me financier et surtout favoriser une plus grande inclusion financi\u00e8re de la population vivant dans les zones recul\u00e9es.<\/p>\n\n\n\n<p>Cette r\u00e9volution num\u00e9rique riche en b\u00e9n\u00e9fices qui am\u00e9liorent nos quotidiens amene avec elle \u00e9galement des risques importants : risques de conformit\u00e9, risques financiers et risques de stabilit\u00e9. Ces risques associ\u00e9s \u00e0 la monnaie num\u00e9rique sont donc \u00e0 la fois macro\u00e9conomiques et micro-\u00e9conomiques.<\/p>\n\n\n\n<p>Aujourd\u2019hui, 80 % des banques centrales de la plan\u00e8te \u00e9tudient la possibilit\u00e9 de cr\u00e9er une monnaie digitale et 10 % sont au stade de projet pilote. A l\u2019instar des banques centrales du monde, la BRH analyse l\u2019opportunit\u00e9 de lancer une monnaie digitale de banque centrale (MDBC).<\/p>\n\n\n\n<p>C\u2019est ainsi que depuis 2019, la BRH travaille sur l\u2019opportunit\u00e9 de lancer une Gourde Digitale. Une gourde qui pourra \u00eatre accessible via une carte \u00e0 puce, un t\u00e9l\u00e9phone intelligent ou de base, une tablette et m\u00eame un ordinateur.<\/p>\n\n\n\n<p>Le projet de la gourde digitale a \u00e9t\u00e9 pr\u00e9sent\u00e9 au public \u00e0 diff\u00e9rentes occasions : 5\u00e8me Edition de la Fintech (30 avril 2020), au lancement du Plan National d\u2019\u00c9ducation Financi\u00e8re (25 juin 2020), au Mercredi de R\u00e9flexions de la BID : Gourde Digitale et Inclusion Financi\u00e8re en Ha\u00efti (22 juillet 2020) et m\u00eame sur le Rendez-vous \u00c9conomique avec Kesner Pharel (27 juillet 2020).<\/p>\n\n\n\n<p>Aujourd\u2019hui, c\u2019est a vous public d\u2019\u00eatre un acteur de la Gourde Digitale !<\/p>\n\n\n\n<p>Et d\u00e9sormais, vous allez a \u00eatre un acteur cl\u00e9 tout au long du reste du processus.<\/p>\n\n\n\n<p>Ce matin nous vous invitons \u00e0 participer au concours national d\u2019appellation de la gourde digitale. Nous allons donc ensemble choisir le nom et le logo pour la Gourde Digitale.<\/p>\n\n\n\n<p>Nous attendons de vous en tant que participant de proposer le nom qui d\u00e9signera le mieux Notre Gourde Digitale, ses valeurs, sa philosophie et sa mission dans l\u2019\u00e9conomie.<\/p>\n\n\n\n<p>La s\u00e9lection de ce nom qui sera retenue pour la gourde digitale sera faite par un jury constitu\u00e9 de personnalit\u00e9s comp\u00e9tentes et sur la base de crit\u00e8res sp\u00e9cifiques. Le travail des membres du jury nous pr\u00e9sumons sera \u00e9norme. Nous leur disons d\u00e9j\u00e0 un grand merci. Ce jury choisira les trois meilleurs (noms et logo).<\/p>\n\n\n\n<p><strong>Et de ces trois, on laissera le public voter et le nom retenu sera le nom que vous public aurez choisi.<\/strong><\/p>\n\n\n\n<p>Dapre yon anket ki te f\u00e8t an 2018, 46% nan moun ki gen 15 an oswa plis an Ayiti yo eskli finansy\u00e8man. Pou nou rive korije sa. “Nou vle pou chak ayisyen kapab enkli finansy\u00e8man, se premye objektif sa a.<\/p>\n\n\n\n<p>Dezy\u00e8m objektif goud digital li ekonomik.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>“Pri pou f\u00e8 biye tr\u00e8 enp\u00f2tan.”<\/li><li>Goud la dijital f\u00e8 li posib mod\u00e8nize sist\u00e8m nan peman,<\/li><li>Mete plis kontwol nan servic yap bay popilasyon an<\/li><li>Lap pemet leta rive zou mounn kap viv nan z\u00f2n ki lwe yo jwen bonjan kalite mwayen pou lavi yo.<\/li><\/ul>\n\n\n\n<p>kreyasyon goud dijital la ap f\u00e8t nan yon sekirite dijital ki chita nan bank santral la epi y ap itilize li pou transfere lajan sa a elektwonikman nan diferan bous.<\/p>\n\n\n\n<p>La Banque de la R\u00e9publique d\u2019Ha\u00efti compte beaucoup sur votre contribution. Nous esp\u00e9rons que cette nouvelle forme de monnaie apportera un r\u00e9el changement au pays et que vos efforts favoriseront la croissance et le d\u00e9veloppement durable d\u2019Ha\u00efti.<\/p>\n\n\n\n<p>Merci \u00e0 vous<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mesdames et Messieurs les membres du conseil d\u2019administration de la Banque de la R\u00e9publique d\u2019Ha\u00efti Chers directeurs et cadres de la Banque de la R\u00e9publique d\u2019Ha\u00efti Membres de la presse […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5605","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours du Gouverneur \u00e0 l'occasion du lancement du concours national d'appellation de monnaie digitale de la BRH | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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du Gouverneur \u00e0 l\u2019occasion de la signature de l\u2019Avenant entre la BRH et la Coop\u00e9ration Suisse"},"content":{"rendered":"<p>Excellence Monsieur l\u2019Ambassadeur<br \/>\nMonsieur le Ministre de l\u2019\u00c9conomie et des Finances<br \/>\nMesdames et Messieurs les membres du corps diplomatique de l\u2019Ambassade Suisse<br \/>\nMadame et Messieurs Membres du Conseil de la Banque de la R\u00e9publique d’Ha\u00efti<br \/>\nCadres de la BRH<br \/>\nMesdames et Messieurs de la Presse parl\u00e9e et \u00e9crite<\/p>\n<p>Mesdames et Messieurs,<br \/>\nLa Banque de la R\u00e9publique d\u2019Ha\u00efti est fi\u00e8re d\u2019\u00e9largir son partenariat avec la Coop\u00e9ration Suisse via l\u2019Ambassade de Suisse en Ha\u00efti dans le cadre des efforts visant \u00e0 financer le secteur agricole dans le pays. En effet, les deux entit\u00e9s ont conclu un accord en d\u00e9cembre 2019 pour la mise en place d\u2019un Cadre National pour le Renforcement du Financement Agricole en Ha\u00efti (CNFA). Les ambitions du programme CNFA sont d\u2019augmenter le revenu et contribuer \u00e0 la s\u00e9curit\u00e9 alimentaire des exploitants agricoles en renfor\u00e7ant durablement la gouvernance et la d\u00e9finition de m\u00e9canismes financiers adapt\u00e9s au secteur agricole. En termes de r\u00e9sultats escompt\u00e9s, on a :<\/p>\n<p>\u2022 Les institutions financi\u00e8res publiques et priv\u00e9es des secteurs agricole et agroalimentaire d\u00e9veloppent et mettent en place des m\u00e9canismes adapt\u00e9s et fonctionnels de gouvernance du syst\u00e8me financier agricole.<br \/>\n\u2022 Les entrepreneurs, des femmes et des hommes des secteurs agricole et agroalimentaire, mieux inform\u00e9s et sensibilis\u00e9s \u00e0 la gestion des risques, utilisent les services financiers et d\u2019accompagnement adapt\u00e9s au d\u00e9veloppement des cha\u00eenes de valeur agricoles.<\/p>\n<p>Consid\u00e9rant son agenda mon\u00e9taire pour la croissance, la BRH s\u2019est donc engag\u00e9e pour une dur\u00e9e de 54 mois \u00e0 mettre \u00e0 la disposition du programme CNFA des ressources financi\u00e8res allant jusqu\u2019\u00e0 cinq milliards de gourdes par an pour le financement de projets bancables qui seraient port\u00e9s par les acteurs de toute la chaine de valeur du secteur agricole via l\u2019application de la circulaire 113 qui offre audit secteur des opportunit\u00e9s de financement qui jusqu\u2019ici n\u2019existaient pas encore.<\/p>\n<p>Mesdames, messieurs,<\/p>\n<p>La Banque a fait plus que s\u2019engager pour supporter le secteur agricole. Des r\u00e9flexions port\u00e9es sur une meilleure applicabilit\u00e9 de la circulaire 113 ont d\u00e9bouch\u00e9, en date du 20 novembre dernier, sur la signature d\u2019un Protocole d\u2019Accord entre la BRH et le Minist\u00e8re de l\u2019\u00c9conomie et des Finances (MEF), pour la garantie des op\u00e9rations de paiement du Fonds de Garanties partielles du risque de cr\u00e9dit en faveur des PME de l\u2019agriculture et de l\u2019exportation (FGPCAE), lequel Fonds de Garantie est administr\u00e9 par le FDI. La mise en place du FGPCAE constitue une brique importante dans la construction de l\u2019\u00e9cosyst\u00e8me de financement agricole nationale.<\/p>\n<p>Ces actions t\u00e9moignent de la volont\u00e9 de la Banque centrale de changer les paradigmes autour du financement du secteur agricole. En outre, la Banque centrale comprend le potentiel des jeunes dans le processus de cr\u00e9ation de richesse, en t\u00e9moignent les 1700 concepts d\u2019affaires re\u00e7us en seulement une semaine lors du lancement du concours de Concept d\u2019Affaires dans le cadre du Forum des Jeunes organis\u00e9 conjointement par la BRH et le MEF les 12 et 13 ao\u00fbt 2020.<\/p>\n<p>Mesdames et messieurs,<\/p>\n<p>La signature de cet Avenant entre la Coop\u00e9ration suisse et la BRH renforce l\u2019Accord de d\u00e9cembre 2019 et s\u2019inscrit lui aussi dans une dynamique de continuit\u00e9 des efforts de financement du secteur agricole. En effet, cet Accord va permettre de financer pr\u00e8s de 50 concepts d\u2019affaires de plus. A noter que la Banque avait s\u00e9lectionn\u00e9 12 concepts d\u2019affaires des 1700 re\u00e7us. Grace \u00e0 cet Avenant, la Coop\u00e9ration Suisse rendra disponibles des fonds qui permettront non seulement de financer ces jeunes entrepreneurs dans des fili\u00e8res porteuses comme la transformation agricole, l\u2019\u00e9levage, l\u2019artisanat et la p\u00eache, mais aussi d\u2019am\u00e9liorer leurs comp\u00e9tences en \u00e9ducation financi\u00e8re et de r\u00e9aliser une \u00e9tude de capitalisation afin de documenter les r\u00e9sultats et les le\u00e7ons apprises.<br \/>\nVous comprenez donc que ce programme a un volet d\u2019\u00e9ducation financi\u00e8re qui est d\u2019une grande importance pour la Banque qui estime qu\u2019un entrepreneur \u00e9duqu\u00e9 financi\u00e8rement lui permettra de :<br \/>\n\u2022 Prendre de meilleures d\u00e9cisions pouvant r\u00e9duire les risques financiers pour son entreprise ;<br \/>\n\u2022 Contribuer ainsi \u00e0 augmenter la chance de survie de son entreprise ;<br \/>\n\u2022 Favoriser une inclusion financi\u00e8re toute en douceur ;<br \/>\n\u2022 Favoriser le transfert de l\u2019informel au formel.<\/p>\n<p>Mesdames et messieurs,<\/p>\n<p>Dans un contexte de crise sanitaire sans pr\u00e9c\u00e9dent, ce genre d\u2019initiatives a le m\u00e9rite d\u2019insuffler un vent d\u2019espoir et de pr\u00e9sager de meilleur lendemain. Cela nous rappelle que l\u2019investissement n\u2019est rien d\u2019autre qu\u2019un pari positif sur l\u2019avenir.<\/p>\n<p>De concert avec nos jeunes, mettons-nous au travail pour fa\u00e7onner ce futur. De toute mani\u00e8re, entre choisir un futur qui sera le produit de nos inactions pr\u00e9sentes ou le reflet de nos actions et engagements d\u2019aujourd\u2019hui, le choix n\u2019a jamais \u00e9t\u00e9 aussi clair.<br \/>\nJean Baden Dubois.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Excellence Monsieur l\u2019Ambassadeur Monsieur le Ministre de l\u2019\u00c9conomie et des Finances Mesdames et Messieurs les membres du corps diplomatique de l\u2019Ambassade Suisse Madame et Messieurs Membres du Conseil de la […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5596","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Allocution du Gouverneur \u00e0 l\u2019occasion de la signature de l\u2019Avenant entre la BRH et la Coop\u00e9ration Suisse | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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du Gouverneur de la BRH, Jean Baden Dubois, au lancement du PNEF"},"content":{"rendered":"\n<p><strong>Monsieur le Ministre de l\u2019Economie et des Finances<\/strong>,<\/p>\n\n\n\n<p><strong>Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle<\/strong>,<\/p>\n\n\n\n<p><strong>Madame et Messieurs les membres du Conseil d\u2019Administration de la Banque de la R\u00e9publique d\u2019Ha\u00efti<\/strong>,<\/p>\n\n\n\n<p><strong>Monsieur le Directeur Ex\u00e9cutif de l\u2019Alliance pour l\u2019Inclusion Financi\u00e8re (AFI)<\/strong>,<\/p>\n\n\n\n<p><strong>Mesdames et Messieurs les repr\u00e9sentants et membres de l\u2019Alliance pour l\u2019Inclusion Financi\u00e8re (AFI)<\/strong>,<\/p>\n\n\n\n<p><strong>Monsieur le repr\u00e9sentant du Centre de Recherche pour le D\u00e9veloppement International (IRDC)<\/strong>,<\/p>\n\n\n\n<p><strong>Monsieur le repr\u00e9sentant de l\u2019Organisation de Coop\u00e9ration et de D\u00e9veloppement Economique (OCDE)<\/strong>,<\/p>\n\n\n\n<p><strong>Mesdames et Messieurs les responsables d\u2019Institutions membres du Comit\u00e9 de Pilotage du Plan National d\u2019Education Financi\u00e8re<\/strong>,<\/p>\n\n\n\n<p><strong>Mesdames et Messieurs les membres du Comit\u00e9 de Pilotage du Plan National d\u2019Education Financi\u00e8re<\/strong>,<\/p>\n\n\n\n<p><strong>Chers directeurs et cadres de la Banque de la R\u00e9publique d\u2019Ha\u00efti Honorables invit\u00e9s, en vos rangs, grades et qualit\u00e9s respectifs, Mesdames et Messieurs<\/strong>,<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>C\u2019est un honneur pour moi de prendre la parole, au nom du Conseil d\u2019Administration de la Banque de la R\u00e9publique d\u2019Ha\u00efti, \u00e0 l\u2019occasion du lancement du Plan National d\u2019Education Financi\u00e8re (PNEF). Je vous remercie, tous, d\u2019avoir r\u00e9pondu favorablement et virtuellement \u00e0 notre invitation. Signe de votre int\u00e9r\u00eat pour la th\u00e9matique de l\u2019\u00e9ducation financi\u00e8re, qui nous converge ce matin vers nos \u00e9crans d\u2019ordinateurs, nos tablettes ou nos t\u00e9l\u00e9phones portables.<\/p>\n\n\n\n<p>Les questions de l\u2019inclusion financi\u00e8re constituent, un enjeu \u00e9conomique majeur, mais \u00e9galement soci\u00e9tal, pour tout pays et pr\u00e9cis\u00e9ment pour Ha\u00efti. Nos choix \u00e9conomiques, financiers et nos modes de vie sont souvent impact\u00e9s par la probl\u00e9matique de l\u2019inculture financi\u00e8re. Environ 89% de la population \u00e2g\u00e9es des quinze (15) ans et plus n\u2019ont pas acc\u00e8s \u00e0 un compte bancaire, 73 % n\u2019\u00e9pargnent pas formellement et 87 % n\u2019empruntent pas. La profondeur du march\u00e9 financier, son incapacit\u00e9 \u00e0 r\u00e9pondre, ad\u00e9quatement, aux besoins en services financiers d\u2019une fraction significative de la population peuvent avoir des incidences n\u00e9gatives sur le d\u00e9veloppement de l\u2019entrepreunariat formel et la croissance \u00e9conomique du pays.<\/p>\n\n\n\n<p>Dans la Strat\u00e9gie Nationale d\u2019Inclusion Financi\u00e8re, lanc\u00e9e en 2014, cinq (5) grand axes ont \u00e9t\u00e9 identifi\u00e9s et prioris\u00e9s comme levier pour amener une bonne frange de la population \u00e0 avoir acc\u00e8s \u00e0 plus de services et de produits financiers de qualit\u00e9 et de proximit\u00e9. Ces initiatives devraient contribuer \u00e0 l\u2019am\u00e9lioration de son bien \u00eatre financier. L\u2019un de ces cinq (5) piliers retenu porte sur l\u2019\u00e9ducation financi\u00e8re et la protection du consommateur. Si des progr\u00e8s ont \u00e9t\u00e9 observ\u00e9s au niveau du taux d\u2019inclusion financi\u00e8re en Ha\u00efti passant de vingt-sept (27) % en 2014 \u00e0 trente-quatre % en 2018, il nous faut comprendre que l\u2019\u00e9ducation financi\u00e8re demeure une pr\u00e9rogative centrale pour consolider les acquis et renforcer la r\u00e9silience.<\/p>\n\n\n\n<p>Mesdames, Messieurs, le niveau d\u2019\u00e9ducation financi\u00e8re de nos concitoyens ainsi que leur perception du sujet ont \u00e9t\u00e9 \u00e9valu\u00e9s, \u00e0 travers deux (2) lourdes enqu\u00eates, au cours de ces trois (3) derni\u00e8res ann\u00e9es : Le FinCap et le FinScope . Selon les enqu\u00eates FinScope, r\u00e9alis\u00e9es en 2018, sur plus de plus de sept point cinq (7, 5) millions de personnes \u00e2g\u00e9es de quinze (15 ) ans et plus, en Ha\u00efti, 53 % d\u2019entre elles, souhaitent b\u00e9n\u00e9ficier d\u2019une \u00e9ducation financi\u00e8re, de mani\u00e8re \u00e0 mieux faire fructifier leurs actifs financiers, mieux d\u00e9finir leur priorit\u00e9 financi\u00e8re et se prot\u00e9ger contre les al\u00e9as de la vie.<\/p>\n\n\n\n<p>Cette forte attente est tout \u00e0 fait justifi\u00e9e quand nous\nsavons, que :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>les individus tout comme les m\u00e9nages ont besoin d’un\nminimum de comp\u00e9tences financi\u00e8res pour faire un budget, \u00e9pargner, financer\nl’\u00e9ducation des enfants, faire des investissements \u00e0 long terme, acheter une\nmaison et plus encore.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>selon l\u2019\u00e9tude FinScope, environ 80% de la population sont\nen pr\u00e9carit\u00e9 financi\u00e8re, 63% n\u2019ont aucun contr\u00f4le sur leurs d\u00e9penses, 12 %\nseulement arrivent \u00e0 comprendre un produit financier.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>le changement de comportement financier ne suivra pas\ntout seul. Si nous voulons contribuer \u00e0 l\u2019\u00e9mergence de ce monde inclusif, il\ndoit \u00eatre stimul\u00e9 par des efforts de sensibilisation et de formation conjugu\u00e9s\net une simplification des informations n\u00e9cessaires. L\u2019\u2019\u00e9ducation financi\u00e8re\npeut mieux guider les m\u00e9nages dans leurs choix financiers.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>l\u2019acc\u00e8s \u00e0 l\u2019\u00e9ducation financi\u00e8re peut contribuer, non\nseulement, \u00e0 accro\u00eetre, l’acc\u00e8s, mais aussi, l’utilisation des services\nfinanciers en termes d\u2019\u00e9pargne, \u00e0 r\u00e9duire le niveau d’endettement, faire\ndiminuer la probabilit\u00e9 de d\u00e9faut de paiement et de la faillite et maintenir la\nstabilit\u00e9 financi\u00e8re.<\/li><\/ul>\n\n\n\n<p>Le 27 mai 2020, a \u00e9t\u00e9 consacr\u00e9 \u00e0 la restitution des travaux portant sur l\u2019\u00e9laboration du Plan National d\u2019Education Financi\u00e8re, \u00e0 nos deux (2) Minist\u00e8res concern\u00e9s, porteurs du projet, au Conseil d\u2019Administration de la BRH ainsi qu\u2019aux autres institutions membres du comit\u00e9 de pilotage du document. Ce Plan s\u2019appuie sur les recommandations de l\u2019OCDE-INFE, de l\u2019AFI et les le\u00e7ons apprises de certaines pratiques de notre communaut\u00e9 de praticiens en \u00e9ducation financi\u00e8re. Leur aboutissement est, le fruit d\u2019une ann\u00e9e de collaboration entre diff\u00e9rents acteurs, tant du secteur priv\u00e9 que du secteur public, \u0153uvrant tous pour l\u2019am\u00e9lioration de l\u2019inclusion financi\u00e8re en Ha\u00efti.<\/p>\n\n\n\n<p>C\u2019est dans ce contexte, qu\u2019au nom du Conseil d\u2019Administration\nde la Banque Centrale, en ma qualit\u00e9 de pr\u00e9sident du Comit\u00e9 de pilotage, j\u2019ai\nle privil\u00e8ge de rendre public le Plan National d\u2019Education Financi\u00e8re dit PNEF\nHa\u00efti, aujourd\u2019hui. Le PNEF arrive dans un contexte particulier mais tellement\nopportun. En effet, l\u2019arriv\u00e9e de la crise sanitaire de la Covid-19 a \u00e9t\u00e9 l\u2019occasion\nde mieux appr\u00e9hender l\u2019ampleur du travail \u00e0 faire pour arriver \u00e0 une inclusion\nr\u00e9elle en Ha\u00efti. La pand\u00e9mie et le confinement auxquels nous sommes confront\u00e9s\nactuellement touchent particuli\u00e8rement les personnes vivant dans des conditions\nde vuln\u00e9rabilit\u00e9 mais aussi les grandes compagnies, les professionnelles, les\ntravailleurs, les MPME, les m\u00e9nages, les \u00e9coliers et les universitaires. Elle\nnous a permis de comprendre combien l\u2019acc\u00e8s et la ma\u00eetrise des outils\ntechnologiques et de communication sont devenus plus que n\u00e9cessaires pour la\ncontinuit\u00e9 des affaires.<\/p>\n\n\n\n<p>Mesdames, Messieurs, ce document cadre, dont l\u2019horizon est de cinq (5) ans, devra nous permettre de mobiliser tous les acteurs concern\u00e9s, pour mieux combler les attentes de la population ha\u00eftienne en mati\u00e8re d\u2019\u00e9ducation financi\u00e8re. Enfants, jeunes scolaris\u00e9s ou non, moins jeunes, universitaires, professionnelles ind\u00e9pendants ou cadres du secteur public ou priv\u00e9, citadins ou citoyens vivant dans nos r\u00e9gions rurales, investisseurs, agents \u00e9conomiques du secteur formel comme ceux du secteur informel, les m\u00e9nages en g\u00e9n\u00e9ral, vous \u00eates tous concern\u00e9s par ce Plan National d\u2019Education Financi\u00e8re, dans votre qu\u00eate d\u2019autonomisation financi\u00e8re, pour pouvoir vous adapter aux \u00e9volutions de ce monde \u00e9conomique tant comp\u00e9titif. Les services basiques de paiement \u00e0 distance ou en ligne, la digitalisation des op\u00e9rations, des incitations \u00e0 l\u2019\u2019\u00e9pargne, une meilleure appropriation des concepts d\u2019assurance sont autant d\u2019outils et de moyens qui doivent \u00eatre mis \u00e0 contribution pour augmenter votre r\u00e9silience financi\u00e8re.<\/p>\n\n\n\n<p>Il me plait, par la m\u00eame occasion, de faire une\nmention sp\u00e9ciale \u00e0 nos partenaires internationaux qui ont apport\u00e9 tout leur\nsoutien pour la r\u00e9alisation de ce document et l\u2019organisation de cet \u00e9v\u00e8nement\nde lancement public. A nos amis de l\u2019Alliance pour l\u2019Inclusion Financi\u00e8re\n(AFI), de la Fondation Capitale, du Centre de Recherche pour le D\u00e9veloppement\nInternational (CRDI), l\u2019OCDE, la Banque Mondiale, la Banque Centrale de\nSeychelles, la Banque de R\u00e9serve des Fidji, la Banque Centrale du Maroc ainsi\nque la Fondation Marocaine pour l\u2019Education Financi\u00e8re, nous vous disons un\ngrand merci !<\/p>\n\n\n\n<p>Aux institutions membres du comit\u00e9 de pilotage et\nleurs repr\u00e9sentants, CHAPO BA ! Toujours ferme \u00e0 la barre ! Votre pr\u00e9sence\nconstante, malgr\u00e9 vos lourdes responsabilit\u00e9s professionnelles et le contexte\ndifficile du pays <em>lock<\/em> et de la crise\nsanitaire de la Covid 19, va laisser ses empreintes. En ce sens, nous remercions chaleureusement les repr\u00e9sentants :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>du Minist\u00e8re\nde l\u2019Education Nationale et de la Formation Professionnelle,<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>du Minist\u00e8re\nde l\u2019Economie et des Finances ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Universit\u00e9 Quisqueya ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Association\nNationale des Institutions de Microfinance d\u2019Ha\u00efti (ANIMH) ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Association\nProfessionnelle des Banques (APB) ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>du Conseil\nMondial des Coop\u00e9ratives (WOCCU);<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Unigestion\nHolding \u00e0 travers Digicel\/ Mon CASH ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de la F\u00e9d\u00e9ration Le Levier<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>du Conseil\nNational pour le Financement Populaire (KNFP) ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>du Group Croissance ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Alternative Insurance Company (AIC) ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Institut\nHa\u00eftien de Statistique et d’Informatique (IHSI) ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>de l\u2019Action pour la Coop\u00e9ration avec la Micro Entreprise SA (ACME SA) ;<\/li><li>de Care\nHa\u00efti \u00e0 travers son programme de banques villageoises<\/li><\/ul>\n\n\n\n<p>Permettez-moi, \u00e9galement, d\u2019adresser mes\nremerciements au Pr\u00e9sident de la R\u00e9publique, pour avoir pris l\u2019initiative de\nmettre en place la Commission Pr\u00e9sidentielle ainsi que le Groupe de travail\npour l\u2019Inclusion Financi\u00e8re. Ces entit\u00e9s devront nous permettre de cr\u00e9er plus\nde synergie entre les politiques d\u2019inclusion et d\u2019\u00e9ducation financi\u00e8res et les\nautres politiques sectorielles pour une plus grande inclusion \u00e9conomique,\nsociale et financi\u00e8re.<\/p>\n\n\n\n<p>A tous ceux\nqui ont contribu\u00e9 \u00e0 la r\u00e9alisation de ce travail d\u2019une fa\u00e7on ou d\u2019une autre.\nLes consultants, les lecteurs, les panelistes, les mod\u00e9rateurs, les m\u00e9dias, le\ncomit\u00e9 organisateur de l\u2019\u00e9v\u00e9nement, les Directeurs, les cadres techniques et de\nsupport, au nom du Conseil d\u2019Administration et en mon nom propre, nous vous\nadressons un merci sp\u00e9cial.<\/p>\n\n\n\n<p>La Nation vous sera tous reconnaissante pour votre\ncontribution \u00e0 son \u00e9l\u00e9vation !<\/p>\n\n\n\n<p><strong>Mesdames et Messieurs,<\/strong><\/p>\n\n\n\n<p>Je suis persuad\u00e9 que la richesse et la profondeur des \u00e9changes de cette journ\u00e9e nous permettra d’identifier les voies et moyens d’encourager les innovations favorables \u00e0 l\u2019\u00e9ducation et l’inclusion financi\u00e8res, dans un cadre global qui allie \u00e0 la fois la promotion et la diversification des services, la s\u00e9curit\u00e9 des op\u00e9rations et la stabilit\u00e9 du syst\u00e8me. Faisons du Plan National d\u2019Education Financi\u00e8re, le PNEF, l\u2019une de nos boussoles, pour agir vite et bien pour relever le d\u00e9fi de la croissance inclusive. C\u2019est ainsi qu\u2019en Ha\u00efti pourra s\u2019inscrire dans les objectifs du d\u00e9veloppement durable !<\/p>\n\n\n\n<p>Que Dieu continue de prot\u00e9ger Ha\u00efti !!!!!<\/p>\n\n\n\n<p>Merci<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monsieur le Ministre de l\u2019Economie et des Finances, Monsieur le Ministre de l\u2019Education Nationale et de la Formation Professionnelle, Madame et Messieurs les membres du Conseil d\u2019Administration de la Banque […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-5097","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours du Gouverneur de la BRH, Jean Baden Dubois, au lancement du PNEF | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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du Directeur G\u00e9n\u00e9ral de la BRH, Ronald Gabriel, \u00e0 l\u2019ouverture de l\u2019\u00c9dition 2020 de la Fintech"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"240\" height=\"278\" src=\"https:\/\/i0.wp.com\/www.brh.ht\/wp-content\/uploads\/dg_picture.png?resize=240%2C278&ssl=1\" alt=\"\" class=\"wp-image-4987\"\/><\/figure><\/div>\n\n\n<p>Je prends un plaisir bien r\u00e9el \u00e0 vous adresser le discours d\u2019ouverture de la FinTech dans le cadre de la 10i\u00e8me \u00e9dition du Sommet Internationale de la Finance. La r\u00e9alit\u00e9 du virtuel est en train de prendre la pleine mesure du concret dans un monde encore domin\u00e9 par le sch\u00e9ma occidental de la pens\u00e9e cart\u00e9sienne. Cependant, les temps changent, imperceptiblement, \u00e0 l\u2019image de ce mouvement d\u2019horloge que m\u00eame l\u2019esprit le plus averti peine \u00e0 capter dans sa quotidiennet\u00e9. Et comme le gong de l\u2019horloge, les moments historiques sont l\u00e0 pour venir consigner, dans les annales, les moments de rupture qui, souvent, sont d\u00e9j\u00e0, pour l\u2019esprit d\u2019avant-garde, des \u00e9l\u00e9ments du pass\u00e9. La pand\u00e9mie du COVID-19 recoupe bien cette analogie.<\/p>\n<p>Aujourd\u2019hui, la r\u00e9alit\u00e9 quantique prend la pleine mesure du concret dans des applications technologiques qui envahissent, mine de rien, l\u2019espace de l\u2019utilitaire \u00e0 l\u2019image de l\u2019ordinateur quantique en gestation. Progressivement, la logique cart\u00e9sienne est en train de s\u2019ouvrir \u00e0 une forme plus ouverte de rationalit\u00e9 que les scientifiques les plus p\u00e9tris de sciences pures d\u00e9signent, au propre pour certains, ou au figur\u00e9 pour d\u2019autres, sous le nom de myst\u00e8res des nano structures. Les temps changent donc, imperceptiblement, et certaines fronti\u00e8res du fait scientifique comme du fait technologique perdent de leur \u00e9tanch\u00e9it\u00e9 \u00e0 l\u2019image de la fronti\u00e8re d\u00e9j\u00e0 t\u00e9nue entre le virtuel et le r\u00e9el. Au temps o\u00f9 le virtuel devient le nouveau r\u00e9el, bienvenue dans la dimension r\u00e9elle du virtuel.<\/p>\n<p>Il aura fallu la crise du COVID-19 pour donner \u00e0 cette dimension une \u00e9chelle plan\u00e9taire. Pour Ha\u00efti, le Sommet 2020 repr\u00e9sente l\u2019occasion id\u00e9ale pour int\u00e9grer avec fiert\u00e9 cette mouvance dans les moments m\u00eames de ses manifestations premi\u00e8res. C\u2019est d\u2019ailleurs, fort de cette fiert\u00e9 que procure la l\u00e9gitimit\u00e9 d\u2019\u00eatre partenaire privil\u00e9gi\u00e9 de cet \u00e9v\u00e9nement que la BRH, par mon organe et au nom du Conseil d\u2019Administration, vous convie aux assises historiques des premi\u00e8res assises virtuelles de la Fintech.<\/p>\n<p>Je m\u2019associe \u00e9galement au Group Croissance, \u00e0 Profin et \u00e1 PROFIT pour souhaiter une chaleureuse bienvenue aux participants de cette premi\u00e8re qui se trouve \u00eatre la 5i\u00e8me \u00e9dition de cette manifestation. Fort heureusement, les th\u00e8mes que sont : l\u2019impact des TIC sur la finance, le r\u00f4le de la technologie dans l\u2019\u00e9ducation, les enjeux du Bitcoin, l\u2019inclusion financi\u00e8re \u00e0 travers les TIC, tous trait\u00e9s dans les pr\u00e9c\u00e9dentes \u00e9ditions, rencontrent \u00e0 point nomm\u00e9 les besoins de r\u00e9flexion du th\u00e8me particulier de l\u2019\u00e9dition actuelle. Nous avons donc, s\u2019il en est besoin, le minimum de pr\u00e9requis pour asseoir l\u2019action de \u00ab Financer la r\u00e9ponse au COVID-19 et pr\u00e9parer l\u2019apr\u00e8s-crise \u00bb.<\/p>\n<p>Les interventions qui vont suivre rev\u00eatiront, \u00e0 n\u2019en pas douter, un caract\u00e8re prospectif. Il y va du contexte historique de ce sommet. A ce tournant particulier, l\u2019importance des enjeux devrait inspirer les r\u00e9flexions les plus novatrices aux praticiens des secteurs priv\u00e9s et publics, aux membres de la communaut\u00e9 acad\u00e9mique et aux professionnels des institutions internationales pour fonder les actions que n\u00e9cessitera, beaucoup plus t\u00f4t que dans le cours normal des choses, la mise en place du nouvel ordre international que la crise du COVID-19 aura initi\u00e9 sans pr\u00e9avis. C\u2019est donc un honneur pour moi de lancer ce matin les activit\u00e9s de cette \u00e9dition.<\/p>\n<p>Chers Participants Virtuels,<\/p>\n<p>Les conditions dans lesquelles se tiennent les assisses de 2020 r\u00e9v\u00e8lent une capacit\u00e9 d\u2019adaptation qu\u2019on gagnerait \u00e0 reproduire \u00e0 une \u00e9chelle nationale dans une soci\u00e9t\u00e9 fig\u00e9e dans la torpeur d\u2019une croissance an\u00e9mique sur les quatre derni\u00e8res d\u00e9cennies. Il a fallu la r\u00e9silience des institutions partenaires, le professionnalisme et la comp\u00e9tence des concepteurs, pour aboutir \u00e0 la tour de force d\u2019organiser ce sommet virtuel l\u00e0 o\u00f9 la logique premi\u00e8re laissait entrevoir, au mieux, un ajournement des activit\u00e9s. Le gouverneur a mis la barre \u00e0 un niveau encore plus \u00e9lev\u00e9 de difficult\u00e9 en man\u0153uvrant pour respecter la tenue de l\u2019\u00e9v\u00e8nement au mois d\u2019avril, dans la tradition sans faille des \u00e9ditions pr\u00e9c\u00e9dentes. Aujourd\u2019hui, nous y voil\u00e0 ! Pari tenu ! Une petite voie trac\u00e9e dans le long cheminement des paris \u00e0 gagner en mati\u00e8re de cr\u00e9ation et de r\u00e9partition de la richesse, de valeurs ancestrales \u00e0 redorer, de patrimoine culturel et historiques \u00e0 remembrer ; des vecteurs qui ont pour r\u00e9sultante le ma\u00eetre-mot : D\u00e9veloppement. La le\u00e7on \u00e0 tirer est que le raccourci technologique est un outil puissant lorsqu\u2019il est au service d\u2019une volont\u00e9 collective.<\/p>\n<p>Ce n\u2019est pas le d\u00e9fi qui manque \u00e0 ceux qui n\u2019ont de choix que de s\u2019engager. C\u2019est le fardeau de chaque ha\u00eftien \u00e0 l\u2019an 2020 de tous les enjeux. Entre la tenaille d\u2019une crise soci\u00e9tale qui a trop dur\u00e9 et les assauts de plus en plus rapproch\u00e9s de l\u2019hydre plan\u00e9taire du COVID-19, la soci\u00e9t\u00e9 ha\u00eftienne est \u00e0 l\u2019heure du sursaut qui nous fera trouver dans les graves difficult\u00e9s actuelles les pousses d\u2019opportunit\u00e9s nouvelles. Pour la plan\u00e8te enti\u00e8re, la crise \u00e9conomique qui accompagne la crise sanitaire laisse ouvertes les options post-pand\u00e9mie. Les cas de figures couvrent une plage tr\u00e8s large de situations qui d\u00e9pendront du degr\u00e9 de d\u00e9sarticulation des structures de l\u2019\u00e9conomie mondiale et des fractures sociales qui en d\u00e9couleront. Le retour, m\u00eame transitoire, \u00e0 des formes plus autocentr\u00e9es d\u2019action de d\u00e9veloppement est dans l\u2019ordre des consid\u00e9rations que nous devrions contempler comme voie de sortie \u00e0 notre propre crise de soci\u00e9t\u00e9.<\/p>\n<p>C\u2019est donc l\u2019occasion pour nous d\u2019ouvrir le champ \u00e0 plus d\u2019autonomie dans la conduite des politiques publiques en modulant notamment les horizons qu\u2019on leur imprime. Il faudra par ailleurs s\u2019\u00e9carter de toute tentation de repli sur soi. L\u2019une des fa\u00e7ons de s\u2019y prendre est de profiter des effets de synergie et d\u2019amplification li\u00e9s aux acquis des technologies qui ont fait leur preuve dans les \u00e9conomies de transition. Citons \u00e0 titre d\u2019Exemples :<\/p>\n<p>\u2022 La Formation en ligne pour obvier aux limitations chroniques des infrastructures acad\u00e9miques et d\u2019un personnel enseignant en quantit\u00e9 en qualit\u00e9 insuffisantes<br>\n\u2022 Le d\u00e9veloppement des \u00e9nergies renouvelables, notamment solaire, pour r\u00e9pondre aux besoins \u00e9nerg\u00e9tiques associ\u00e9s \u00e0 un tel effort<br>\n\u2022 Le t\u00e9l\u00e9travail pour contourner les contraintes d\u2019infrastructures \u00e0 la cr\u00e9ation d\u2019emplois et comme v\u00e9hicule privil\u00e9gi\u00e9 dans la mobilit\u00e9 internationale du facteur travail.<br>\n\u2022 Le mobile-banking pour sauter la barri\u00e8re de la proximit\u00e9 dans l\u2019acc\u00e8s aux services financiers et qui, dans ce contexte, aurait pu permettre d\u2019adresser le besoin de la distanciation sociale dans les transactions financi\u00e8res au niveau des banques commerciales.<\/p>\n<p>Ces exemples, bien maigres par rapport aux champs ouverts de possibilit\u00e9s, illustrent la capacit\u00e9 des applications technologiques \u00e0 transformer l\u2019organisation sociale du travail et ouvrent les choix individuels \u00e0 un degr\u00e9 beaucoup plus large de flexibilit\u00e9 dans le cadre d\u2019un march\u00e9 de l\u2019emploi lib\u00e9r\u00e9 d\u2019un niveau trop coercitif de contraintes physiques. Ils appellent \u00e0 mon sens \u00e1 deux niveaux de consid\u00e9rations :<\/p>\n<p>\u2022 Le besoin imm\u00e9diat, pour un pays comme Ha\u00efti, d\u2019accommoder l\u2019existant technologique dans la guerre ouverte contre la diss\u00e9mination du COVID-19 et d\u2019en faire un outil privil\u00e9gi\u00e9 de pr\u00e9vention dans un environnement fortement limit\u00e9 en mati\u00e8re d\u2019infrastructure sanitaires.<br>\n\u2022 La mise en place d\u2019un dispositif large de d\u00e9veloppement des technologies de masse, dans le cadre d\u2019une Strat\u00e9gie Nationale d\u2019Inclusion Num\u00e9rique, sur des horizons moyen et long, pour se cr\u00e9er une place honorable dans ce qui ne tardera pas \u00e0 se dessiner comme le paradigme d\u2019un ordre \u00e9conomique nouveau.<\/p>\n<p>La le\u00e7on fondamentale, que l\u2019ampleur des pr\u00e9occupations imm\u00e9diates renvoie au second rang des r\u00e9flexions sur la pand\u00e9mie actuelle, est le danger que repr\u00e9sentent les fractures de toutes sortes, tant au niveau local qu\u2019au niveau mondial, dans un monde o\u00f9, in fine, la notion de fronti\u00e8re est un leurre, ne serait-ce que par rapport \u00e0 la r\u00e9alit\u00e9 du partage plan\u00e9taire d\u2019une m\u00eame biosph\u00e8re.<\/p>\n<p>La marche du progr\u00e8s plan\u00e9taire est donc indivisible de son contenu humanitaire global. Fracture num\u00e9rique, fractures \u00e9conomiques, fractures sociales, sont aussi des facteurs de r\u00e9silience et, de mutations extr\u00eames des vecteurs de pand\u00e9mie en raison de leur meilleure capacit\u00e9 \u00e0 couver dans les espaces de pauvret\u00e9 qu\u2019elles alimentent. Le recours au confinement, m\u00eame dans des conditions de grandes facilit\u00e9s technologique, ne saurait \u00eatre une solution durable.<\/p>\n<p>Erig\u00e9 en dispositif de politique publique, il conduit facilement \u00e0 la configuration sociale si bien d\u00e9crite dans le roman 1984 de Georges Orwell. Une tentation du repli qui ouvre la porte \u00e0 des formes sophistiqu\u00e9es de la tentation totalitaire ; \u00e0 la r\u00e9trogradation de notre humanit\u00e9. Par contre, dans le d\u00e9cor oppos\u00e9, la marche du progr\u00e8s plan\u00e9taire s\u2019accommode mieux du merveilleux \u00e0 la Jules Verne, dans lequel l\u2019appropriation humanitaire des applications scientifiques les plus innovantes ouvre la voie \u00e0 ce qu\u2019il y a de mieux dans la nature humaine.<\/p>\n<p>Chers Participants,<\/p>\n<p>La tenue de la 10i\u00e8me \u00e9dition du Sommet International de la Finance dans un environnement virtuel de rencontre et d\u2019\u00e9changes repr\u00e9sente un tournant majeur dans l\u2019existence de cet \u00e9v\u00e9nement, sinon dans la vie socio-professionnelle en Ha\u00efti. La FinTech, qui a fini par s\u2019installer comme composante technologique du Sommet, est l\u2019un des principaux acteurs de ce tournant. Je veux voir dans les assises d\u2019aujourd\u2019hui un saut sur une orbite sup\u00e9rieure d\u2019activit\u00e9 qui pr\u00e9pare cet acteur \u00e0 jouer, au profit d\u2019Ha\u00efti, le r\u00f4le qui est le sien dans la nouvelle configuration socio-technologique que le COVID-19 est en train de profiler.<\/p>\n<p>L\u2019apprentissage est un facteur inh\u00e9rent \u00e0 tout processus d\u2019adaptation et de d\u00e9veloppement. Plus forte est la pente de la courbe qui trace ce cheminement, meilleur est le rendement \u00e9conomique et social qui s\u2019y rattache. Cette course \u00e0 l\u2019efficience commence avec la pertinence des id\u00e9es qui sortiront de ces assises. Nous, les acteurs d\u2019aujourd\u2019hui n\u2019aurons pas l\u2019occasion de contempler l\u2019arriv\u00e9e. Mais, qu\u2019\u00e0 cela ne tienne !! Nous n\u2019avons d\u2019objectif que d\u2019\u00eatre dans le peloton de t\u00eate au moment de passer les torches \u00e0 la g\u00e9n\u00e9ration du prochain relais. En ce sens, vous conviendrez avec moi que le d\u00e9veloppement technologique est finalement une course de relais dont les gains d\u2019\u00e9tape conditionnent la vie des peuples. Je trouve que c\u2019est extr\u00eamement passionnant comme challenge !<\/p>\n<p>Je d\u00e9clare ouvertes les assises 2020 de la Fintech<\/p>\n<p>MERCI<\/p>\n<p>Ronald GABRIEL<\/p>","protected":false},"excerpt":{"rendered":"<p>Je prends un plaisir bien r\u00e9el \u00e0 vous adresser le discours d\u2019ouverture de la FinTech dans le cadre de la 10i\u00e8me \u00e9dition du Sommet Internationale de la Finance. La r\u00e9alit\u00e9 […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5,1],"tags":[],"class_list":["post-4984","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites","category-non-classe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours du Directeur G\u00e9n\u00e9ral de la BRH, Ronald Gabriel, \u00e0 l\u2019ouverture de l\u2019\u00c9dition 2020 de la Fintech | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.brh.ht\/discours-du-directeur-general-de-la-brh-ronald-gabriel-a-louverture-de-ledition-2020-de-la-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Discours du Directeur G\u00e9n\u00e9ral de la BRH, Ronald Gabriel, \u00e0 l\u2019ouverture de l\u2019\u00c9dition 2020 de la Fintech | BRH\" \/>\n<meta property=\"og:description\" content=\"Je prends un plaisir bien r\u00e9el \u00e0 vous adresser le discours d\u2019ouverture de la FinTech dans le cadre de la 10i\u00e8me \u00e9dition du Sommet Internationale de la Finance. La r\u00e9alit\u00e9 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.brh.ht\/discours-du-directeur-general-de-la-brh-ronald-gabriel-a-louverture-de-ledition-2020-de-la-fintech\/\" \/>\n<meta property=\"og:site_name\" content=\"BRH\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-01T18:02:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-05-01T18:12:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.brh.ht\/wp-content\/uploads\/dg_picture.png\" \/>\n<meta name=\"author\" content=\"Ralph Joseph Noel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ralph Joseph Noel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" 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du Gouverneur Jean Baden Dubois \u00e0 l\u2019ouverture de la 10\u00e8me Edition du Sommet International sur la Finance"},"content":{"rendered":"<p>Je commence par saluer tous les intervenants qui ont rendu possible cette \u00e9dition du<br \/>\nsommet de la finance.<\/p>\n<p>Je salue de mani\u00e8re particuli\u00e8re :<\/p>\n<p>Le Pr\u00e9sident, Son Excellence Monsieur Jovenel Moise<br \/>\nMonsieur le Premier Ministre,<br \/>\nMonsieur le Ministre de l\u2019\u00c9conomie et des Finances<br \/>\nMonsieur le PDG du Groupe Croissance<br \/>\nMonsieur le PDG de PROFIN<br \/>\nMesdames, Messieurs les repr\u00e9sentants de la presse<br \/>\nMesdames et Messieurs les participants virtuels, tous les r\u00e9seaux sociaux confondus.<\/p>\n<p>Comme vous le savez, le sommet de la finance est devenu l\u2019un des<br \/>\n\u00e9v\u00e9nements \u00e9conomiques les plus attendus du pays depuis son lancement par le<br \/>\ngroupe Croissance, il y a dix ans.<\/p>\n<p>Chaque ann\u00e9e, des sp\u00e9cialistes du secteur \u00e9conomique et financier sont invit\u00e9s \u00e0 se<br \/>\nprononcer sur un th\u00e8me \u00e0 la fois utile et actuel. L\u2019ann\u00e9e derni\u00e8re, par exemple,<br \/>\nle double th\u00e8me retenu \u2013 \u00ab financer l\u2019agritourisme en Ha\u00efti \u00bb et \u00ab faciliter l\u2019inclusion<br \/>\nfinanci\u00e8re par les TIC \u00bb \u2013 s\u2019inscrivait en droite ligne des innovations que la BRH ne<br \/>\ncesse de promouvoir de mani\u00e8re \u00e0 contribuer \u00e0 la croissance soutenue de l\u2019\u00e9conomie<br \/>\nha\u00eftienne.<\/p>\n<p>Et nous voici en 2020, o\u00f9 le monde entier se retrouve \u00e0 porter des r\u00e9ponses \u00e0 une<br \/>\npand\u00e9mie qui a tout chavir\u00e9 sur son passage. Notre pays n\u2019est point \u00e9pargn\u00e9 non plus,<br \/>\nce qui, cette ann\u00e9e, a plac\u00e9 le fl\u00e9au au centre de la r\u00e9flexion au Sommet de la<br \/>\nFinance, \u00e0 travers le th\u00e8me retenu : \u00ab Le COVID-19 : financer la r\u00e9ponse et pr\u00e9parer<br \/>\nl\u2019apr\u00e8s-crise \u00bb. De plus, le virus a aussi exig\u00e9, pour l\u2019organisation de l\u2019\u00e9v\u00e8nement,<br \/>\nl\u2019adoption du format virtuel, seul propice \u00e0 l\u2019observance effective de la consigne de<br \/>\ndistanciation sociale.<\/p>\n<p>Cela dit, les organisateurs auraient pu maintenir le format pr\u00e9sentiel coutumier de la<br \/>\nconf\u00e9rence, en d\u00e9calant sa tenue de quelques mois. Cependant, une telle d\u00e9cision e\u00fbt<br \/>\nperturb\u00e9 la longue et efficace pratique d\u2019organisation du Sommet au mois d\u2019avril.<\/p>\n<p>De plus, vu que la moiti\u00e9 de la communaut\u00e9 mondiale se retrouve confin\u00e9e au moment<br \/>\no\u00f9 se d\u00e9roule l\u2019\u00e9dition de 2020, il \u00e9tait raisonnable d\u2019estimer que celle-ci puisse \u00eatre<br \/>\nvisionn\u00e9e par un tr\u00e8s large public qu\u2019il aurait \u00e9t\u00e9 impossible d\u2019accueillir dans une salle<br \/>\nde conf\u00e9rence.<\/p>\n<p>Il faut retenir aussi la r\u00e9alit\u00e9 de l\u2019absence certaine de la majorit\u00e9 de ces participants<br \/>\nvirtuels qui, si le Sommet arrivait \u00e0 se tenir en pr\u00e9sentiel vers la fin de l\u2019ann\u00e9e,<br \/>\ndevraient engager des co\u00fbts importants de d\u00e9placement et d\u2019h\u00e9bergement associ\u00e9s \u00e0<br \/>\nun voyage en Ha\u00efti.<\/p>\n<p>Nous voici donc, Mesdames et Messieurs, virtuellement r\u00e9unis pour explorer quelques<br \/>\npistes de r\u00e9flexion sur une pand\u00e9mie qui nous engage dans un combat collectif pour la<br \/>\nsurvie. Je partage donc avec vous mes propres r\u00e9flexions, qui incluront deux volets.<br \/>\nD\u2019abord, les difficult\u00e9s li\u00e9es \u00e0 la pand\u00e9mie, les cons\u00e9quences pour l\u2019\u00e9conomie et les<br \/>\ncontraintes pour les politiques publiques. Ensuite, les enseignements et les le\u00e7ons \u00e0<br \/>\ntirer de la crise.<\/p>\n<p>Sur le premier point, j\u2019aimerais souligner que nous faisons face \u00e0 une crise \u00e0 laquelle<br \/>\naucun pays n\u2019\u00e9tait vraiment pr\u00e9par\u00e9. Cette impr\u00e9paration est encore plus patente dans<br \/>\nles pays en d\u00e9veloppement, dont la situation sociale et sanitaire souffre de d\u00e9ficiences<br \/>\nqu\u2019expliquent les faiblesses de la s\u00e9curit\u00e9 sociale et des infrastructures de sant\u00e9.<\/p>\n<p>Chez nous, en Ha\u00efti, ce panorama social et sanitaire se d\u00e9ploie dans un contexte<br \/>\nd\u2019\u00e9pisodes r\u00e9currents d\u2019instabilit\u00e9 politique, lesquels furent nettement plus prononc\u00e9s<br \/>\nau cours des deux derni\u00e8res ann\u00e9es. Les effets de cette crise politique sont<br \/>\nd\u00e9sastreux pour la performance \u00e9conomique, comme en t\u00e9moignent la d\u00e9pr\u00e9ciation<br \/>\ncontinue de la monnaie nationale, un niveau d\u2019inflation proche de 20% et la contraction<br \/>\nde 0.5% du PIB en 2019.<\/p>\n<p>\u00c0 cela s\u2019ajoute une succession de catastrophes naturelles, dont certaines majeures,<br \/>\nsurtout au cours des d\u00e9cennies 2000 et 2010. Il en est r\u00e9sult\u00e9 des pertes en capital<br \/>\nimportantes, \u00e9valu\u00e9es par la Banque Interam\u00e9ricaine de D\u00e9veloppement et la Banque<br \/>\nmondiale \u00e0 120% du PIB en 2010 (le tremblement de terre) et 32% du PIB en 2016 (le<br \/>\ncyclone Mathieu). Cette accumulation de chocs n\u00e9gatifs nous laisse, de nos jours, aux<br \/>\nprises avec une crise humanitaire dont une caract\u00e9ristique premi\u00e8re est la situation<br \/>\npr\u00e9caire de 4,6 millions d\u2019Ha\u00eftiens n\u00e9cessitant une assistance humanitaire d\u2019urgence.<\/p>\n<p>Voici donc, Mesdames et Messieurs, l\u2019\u00e9tat dans lequel la grave crise sanitaire du<br \/>\nCOVID-19 a trouv\u00e9 notre pays.<br \/>\nQu\u2019avons-nous d\u00e9j\u00e0 fait pour juguler cette crise ?<br \/>\nQue pouvons-nous faire de mieux, vu les circonstances que je viens de d\u00e9crire ?<\/p>\n<p>Pour enrayer la pand\u00e9mie, le gouvernement ha\u00eftien a d\u00e9cr\u00e9t\u00e9 l\u2019\u00e9tat d\u2019urgence sanitaire<br \/>\navec le confinement de la population, la fermeture des \u00e9coles, un couvre-feu, la<br \/>\nr\u00e9duction des heures de travail en pr\u00e9sentiel, des restrictions de circulation, la<br \/>\nfermeture des magasins pour les produits non essentiels, celle des fronti\u00e8res, et enfin<\/p>\n<p>l\u2019interdiction du trafic a\u00e9rien, sauf pour les vols commerciaux et humanitaires.<\/p>\n<p>Quant au confinement, le gouvernement ha\u00eftien a opt\u00e9 pour une application partielle,<br \/>\nfaisant confiance \u00e0 la compr\u00e9hension et \u00e0 la solidarit\u00e9 des citoyens pour mettre en<br \/>\npratique les gestes barri\u00e8re. Un comit\u00e9 scientifique a \u00e9t\u00e9 mis en place afin de d\u00e9finir la<br \/>\nstrat\u00e9gie du gouvernement dans la lutte contre l\u2019\u00e9pid\u00e9mie.<\/p>\n<p>\u00c0 date, les r\u00e9sultats des tests effectu\u00e9s par le MSPP indiquent un faible indice de<br \/>\ncontagion dans le milieu ha\u00eftien. Mais les scientifiques restent inquiets, et une partie<br \/>\nde la population, incr\u00e9dule.<\/p>\n<p>Les m\u00e9canismes de soutien offerts par le FMI et d\u2019autres bailleurs de fonds<br \/>\ninternationaux devraient permettre au gouvernement de d\u00e9gager de nouvelles<br \/>\nressources pour lutter contre le corona virus. Cependant, m\u00eame les pays dot\u00e9s de<br \/>\nmoyens financiers importants ont \u00e9t\u00e9 confront\u00e9s \u00e0 des difficult\u00e9s certaines en mati\u00e8re<br \/>\nd\u2019approvisionnement en \u00e9quipements sanitaires.<\/p>\n<p>En temps normal, on est en pr\u00e9sence d\u2019un oligopsone, l\u2019\u00c9tat \u00e9tant le seul acheteur<br \/>\nface \u00e0 une offre abondante provenant de fournisseurs mis en concurrence sur le<br \/>\nmarch\u00e9. Dans la situation actuelle, les r\u00e8gles d\u2019engagement semblent avoir \u00e9t\u00e9<br \/>\nmodifi\u00e9es dans la mesure o\u00f9 il appara\u00eet que les fournisseurs imposent leurs conditions<br \/>\naux \u00c9tats. Ainsi, les fournisseurs qui d\u00e9tiennent des stocks strat\u00e9giques alimentent la<br \/>\nsp\u00e9culation et font augmenter les prix au d\u00e9triment des pays les plus d\u00e9munis.<\/p>\n<p>De son c\u00f4t\u00e9, la BRH a mis en \u0153uvre un ensemble de mesures visant \u00e0 all\u00e9ger les<br \/>\ncontraintes qui p\u00e8sent sur le syst\u00e8me financier. Ces mesures consistent notamment :<\/p>\n<p>\u2022 \u00e0 r\u00e9duire le taux d\u2019int\u00e9r\u00eat directeur et les coefficients de r\u00e9serves obligatoires sur les<br \/>\npassifs libell\u00e9s en gourdes et en devises \u00e9trang\u00e8res des banques commerciales ;<br \/>\n\u2022 \u00e0 diminuer le co\u00fbt d\u2019acc\u00e8s \u00e0 la liquidit\u00e9 pour les banques \u00e0 travers la baisse du taux<br \/>\nde prise en pension des bons BRH et la suspension des frais relatifs aux<br \/>\nvirements interbancaires pour les clients ;<br \/>\n\u2022 \u00e0 limiter temporairement les co\u00fbts de transaction pour les clients en d\u00e9calant les<br \/>\nremboursements des pr\u00eats ;<br \/>\n\u2022 \u00e0 relever les limites applicables aux transactions de la Banque \u00e0 Distance.<br \/>\n\u00c9videmment, ces m\u00e9canismes de soutien \u00e0 l\u2019\u00e9conomie pourraient se r\u00e9v\u00e9ler<br \/>\ninsuffisants en fonction de l\u2019ampleur de la crise, mais le gouvernement pourra, le cas<br \/>\n\u00e9ch\u00e9ant, mobiliser les ressources budg\u00e9taires disponibles en vue d\u2019atteindre les<br \/>\ncouches les plus vuln\u00e9rables et de compenser, par la m\u00eame occasion, une \u00e9ventuelle<br \/>\nbaisse de la demande.<\/p>\n<p>Mais d\u00e9j\u00e0, le gouvernement a pris quelques mesures pour sinon all\u00e9ger la charge<br \/>\nfiscale, du moins pour l\u2019\u00e9taler dans le temps.<\/p>\n<p>Parmi les mesures envisag\u00e9es, les plus importantes sont les suivantes :<\/p>\n<p>\u2022 d\u00e9caler les paiements de l\u2019imp\u00f4t sur le revenu pour les entreprises et les particuliers ;<br \/>\n\u2022 surseoir aux amendes et p\u00e9nalit\u00e9s dues au retard de paiement, jusqu\u2019au 30 juin<br \/>\n2020 ;<br \/>\n\u2022 transf\u00e9rer du pouvoir d\u2019achat \u00e0 1,5 millions de familles de 5 \u00e0 6 personnes ;<br \/>\n\u2022 subventionner 100.000 enseignants du secteur priv\u00e9 et professeurs d\u2019universit\u00e9 ;<br \/>\n\u2022 faire une distribution massive de kits alimentaires ;<br \/>\n\u2022 prendre en charge les salaires de plus de 55.000 employ\u00e9s de la sous-traitance dans<br \/>\nle secteur textile ;<br \/>\n\u2022 accorder une prime sp\u00e9ciale au personnel soignant des h\u00f4pitaux et aux forces de<br \/>\nl\u2019ordre ;<br \/>\n\u2022 subventionner le secteur du transport.<\/p>\n<p>Ces mesures peuvent avoir un impact positif sur la demande, \u00e0 travers la<br \/>\nconsommation des m\u00e9nages. Sur le court et m\u00eame le moyen terme, elles pourraient<br \/>\naussi avoir un effet de compensation sur une \u00e9ventuelle baisse des transferts sans<br \/>\ncontrepartie qui alimentent la consommation.<\/p>\n<p>Cela dit, les difficult\u00e9s sont nombreuses sur le plan humain.<\/p>\n<p>La premi\u00e8re difficult\u00e9 est le d\u00e9ni de la r\u00e9alit\u00e9 circulant dans des secteurs de la<br \/>\npopulation. Exprim\u00e9 par de l\u2019incr\u00e9dulit\u00e9, ce d\u00e9ni tend \u00e0 limiter la port\u00e9e du confinement<br \/>\net \u00e0 favoriser une propagation silencieuse de la maladie. L\u2019actualit\u00e9 nous l\u2019a rappel\u00e9, il<br \/>\ny a une semaine, lorsque des riverains avaient p\u00e9n\u00e9tr\u00e9 de force dans un \u00e9tablissement<br \/>\nhospitalier des C\u00f4tes-de-Fer pour r\u00e9cup\u00e9rer un malade infect\u00e9 par le COVID-19.<\/p>\n<p>La deuxi\u00e8me difficult\u00e9 est la peur de la stigmatisation qui pourrait porter certains<br \/>\nmalades \u00e0 s\u2019isoler, favorisant ainsi des foyers de contamination difficiles \u00e0 d\u00e9tecter, \u00e0<br \/>\nl\u2019instar de ce qui s\u2019\u00e9tait pass\u00e9 en \u00c9quateur.<\/p>\n<p>Ce d\u00e9ni et cette peur rec\u00e8lent des risques importants, en termes surtout de<br \/>\npropagation de la maladie, et les cons\u00e9quences pour l\u2019\u00e9conomie ne tarderont pas \u00e0 se<br \/>\nfaire sentir.<br \/>\nAu niveau du secteur r\u00e9el, les mesures de la Banque Centrale, alli\u00e9es \u00e0 celles du<br \/>\nMinist\u00e8re de l\u2019Economie et des Finances et des Minist\u00e8res sectoriels, devaient<br \/>\npermettre de mitiger l\u2019impact de cette double crise sanitaire et \u00e9conomique sur notre<br \/>\nposture de croissance.<\/p>\n<p>Nous travaillerons donc \u00e0 minimiser les co\u00fbts li\u00e9s \u00e0 cet environnement d\u00e9l\u00e9t\u00e8re et \u00e0<br \/>\ncr\u00e9er les conditions les meilleures pour un rebond que nous voudrions robuste et<br \/>\ndurable. Cette logique veut que nous nous situions dans un horizon de futur proche<br \/>\npour optimiser les facteurs capables de porter cette perspective dans le domaine du<br \/>\nfaisable.<\/p>\n<p>L\u2019amplification d\u2019activit\u00e9s de production de nature autocentr\u00e9e, notamment dans les<br \/>\nfili\u00e8res du secteur primaire devrait permettre d\u2019aboutir \u00e0 cet objectif.<\/p>\n<p>De ce fait, la baisse pr\u00e9vue des transferts sans contrepartie, devrait trouver, dans un<br \/>\ncertain regain de l\u2019offre local de biens (non \u00e9chang\u00e9s), une contrebalance dans la<br \/>\nbaisse de la demande de devises assortie \u00e0 la demande correspondante de biens<br \/>\nd\u2019importation.<\/p>\n<p>La prolongation des conditions adverses au comportement des transferts, telle que<br \/>\npr\u00e9vue par la Banque Mondiale, devrait trouver un effet contre cyclique dans cette<br \/>\nposture de la production locale que nous gagnerons \u00e0 syst\u00e9matiser. Voici le cas de<br \/>\nfigure que nous voulons promouvoir et adapter pour d\u00e9gager des \u00e9l\u00e9ments<br \/>\nd\u2019opportunit\u00e9s de la crise actuelle.<\/p>\n<p>Mesdames et Messieurs,<\/p>\n<p>La crise sanitaire du COVID-19 doit \u00eatre pour nous l\u2019opportunit\u00e9 de r\u00e9fl\u00e9chir sur le<br \/>\nprobl\u00e8me fondamental qui renvoie \u00e0 notre capacit\u00e9 \u00e0 g\u00e9rer efficacement les situations<br \/>\nde p\u00e9nurie. Par rapport \u00e0 cet aspect de la crise, les le\u00e7ons \u00e0 tirer sont multiples. Par<br \/>\nexemple, les difficult\u00e9s d\u2019approvisionnement en \u00e9quipements sanitaires appellent \u00e0 des<br \/>\nsolutions, \u00e0 la fois innovantes et \u00e0 co\u00fbts r\u00e9duits, prises sur la base d\u2019arbitrages rapides.<\/p>\n<p>En effet, en d\u00e9pit des d\u00e9caissements effectu\u00e9s par le Tr\u00e9sor public de fa\u00e7on autonome, les<br \/>\npouvoirs publics se trouvent confront\u00e9s aux difficult\u00e9s d\u2019approvisionnement et \u00e0<br \/>\nl\u2019augmentation des co\u00fbts qui d\u00e9coulent notamment du transport de ces \u00e9quipements. Le<br \/>\nd\u00e9fi \u00e9tant l\u2019obligation d\u2019avoir tout ce qui est n\u00e9cessaire avant le pic de la pand\u00e9mie afin<br \/>\nd\u2019\u00e9viter la saturation des h\u00f4pitaux d\u00e9j\u00e0 non suffisamment \u00e9quip\u00e9s.<\/p>\n<p><strong>La BRH, de concert avec le Minist\u00e8re de l\u2019Economie et des Finances, a tout fait pour<\/strong><br \/>\n<strong>qu\u2019Ha\u00efti b\u00e9n\u00e9ficie du soutien financier du FMI et des autres bailleurs de fonds<\/strong><br \/>\n<strong>internationaux.<\/strong><\/p>\n<p>Ces engagements sont parfois lents \u00e0 se mat\u00e9rialiser, alors que l\u2019urgence de la situation<br \/>\nnous oblige \u00e0 agir sans attendre.<\/p>\n<p>Il appara\u00eet donc clairement que nous devons mettre en place la permanence de strat\u00e9gies<br \/>\nviables pour trouver des solutions adapt\u00e9es aux crises exceptionnelles comme celle du<br \/>\nCOVID-19.<\/p>\n<p>L\u2019outil budg\u00e9taire en est une composante majeure. Le d\u00e9veloppement de budgets pluri<br \/>\nannuels viables devrait nous permettre de sortir du carcan du PPTE (Pays Pauvres Tr\u00e8s<br \/>\nEndett\u00e9s) et d\u2019am\u00e9liorer notre capacit\u00e9 d\u2019emprunt sur les march\u00e9s financiers lorsque des<br \/>\nsituations exceptionnelles comme la pand\u00e9mie actuelle nous obligent \u00e0 \u00e9largir rapidement<br \/>\nnos options de financement des d\u00e9penses sociales.<\/p>\n<p>C\u2019est aussi \u00e0 ce prix que les politiques publiques pourront limiter les atteintes de cette<br \/>\nnature au pouvoir d\u2019achat de la gourde et renforcer leur cr\u00e9dibilit\u00e9 pour affronter de<br \/>\nnouveaux d\u00e9fis.<\/p>\n<p>Je vous remercie de votre attention et je d\u00e9clare ouvert le Sommet International Virtuel de<br \/>\nla Finance et de la Fintech de 2020<\/p>\n<p>Jean Baden Dubois<br \/>\nGouverneur<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Je commence par saluer tous les intervenants qui ont rendu possible cette \u00e9dition du sommet de la finance. Je salue de mani\u00e8re particuli\u00e8re : Le Pr\u00e9sident, Son Excellence Monsieur Jovenel […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-4969","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours du Gouverneur Jean Baden Dubois \u00e0 l\u2019ouverture de la 10\u00e8me Edition du Sommet International sur la Finance | BRH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.brh.ht\/discours-du-gouverneur-jean-baden-dubois-a-louverture-de-la-10eme-edition-du-sommet-international-sur-la-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Discours du Gouverneur Jean Baden Dubois \u00e0 l\u2019ouverture de la 10\u00e8me Edition du Sommet International sur la Finance | BRH\" \/>\n<meta property=\"og:description\" content=\"Je commence par saluer tous les intervenants qui ont rendu possible cette \u00e9dition du sommet de la finance. 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prononc\u00e9 par le Gouverneur Jean Baden Dubois \u00e0 la c\u00e9r\u00e9monie de la pr\u00e9sentation du Fonds BRH pour la Recherche et le D\u00e9veloppement (FDR-BRH)"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"266\" class=\"wp-image-1843 alignleft\" alt=\"\" src=\"https:\/\/i0.wp.com\/www.brh.ht\/wp-content\/uploads\/gouverneurBadenDubois.jpg?resize=400%2C266&ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"266\" class=\"wp-image-1843 alignright\" alt=\"\" src=\"https:\/\/i0.wp.com\/www.brh.ht\/wp-content\/uploads\/gouverneurBadenDubois1.jpg?resize=400%2C266&ssl=1\"><\/p>\n<p><\/p>\n<p>Monsieur le Gouverneur Adjoint,<\/p>\n<p>Madame, Monsieur les Membres du Conseil d\u2019Administration de la BRH<\/p>\n<p>Mesdames, Messieurs les Repr\u00e9sentants de la BID<\/p>\n<p>Mesdames, Messieurs les PDG, Directeurs G\u00e9n\u00e9raux et Repr\u00e9sentants du secteur financier,<\/p>\n<p>Mesdames, Messieurs les Directeurs et Cadres de la BRH,<\/p>\n<p>Mesdames, Messieurs les membres du Conseil Consultatif et du Comit\u00e9 scientifique du FRD-BRH,<\/p>\n<p>Mesdames, Messieurs les repr\u00e9sentants d\u2019universit\u00e9s,<\/p>\n<p>Mesdames, Messieurs les repr\u00e9sentants du secteur priv\u00e9 et de la soci\u00e9t\u00e9 civile,<\/p>\n<p>Mesdames, Messieurs,<\/p>\n<p><\/p>\n<p>La Banque de la R\u00e9publique d\u2019Ha\u00efti (BRH) \u00e9prouve un vif plaisir \u00e0 vous accueillir aujourd\u2019hui. Le personnel de l\u2019institution se joint \u00e0 moi et \u00e0 mes coll\u00e8gues du Conseil d\u2019Administration pour vous remercier d\u2019avoir fait le d\u00e9placement. Nous voulons voir dans votre pr\u00e9sence ici un signe de l\u2019importance que rev\u00eat \u00e0 vos yeux le lancement officiel du <em>Fonds BRH pour la Recherche et le D\u00e9veloppement<\/em>, le FRD-BRH. Nous vous souhaitons \u00e0 toutes et \u00e0 tous une chaleureuse bienvenue.<\/p>\n<p>Je m\u2019empresse de saluer la pr\u00e9sence parmi nous du Ministre de l\u2019\u00c9conomie et des Finances et celle du Ministre de l\u2019\u00c9ducation Nationale et de la Formation Professionnelle.<\/p>\n<p><strong>Le premier<\/strong>, pour le gage d\u2019une collaboration fructueuse, en mati\u00e8re de financement de la recherche, entre la Banque Centrale et le Minist\u00e8re de l\u2019\u00c9conomie et des Finances, les deux institutions conjointement responsables d\u2019un cadre macro\u00e9conomique porteur de croissance et cr\u00e9ateur de richesse.<\/p>\n<p><strong>Le second<\/strong>, pour l\u2019attente que nous fondons dans le r\u00f4le de creuset institutionnel qu\u2019assume le minist\u00e8re de l\u2019Education Nationale qu\u2019il dirige en mati\u00e8re de production ouverte du savoir. J\u2019\u00e9tends cette expression de bienvenue aux repr\u00e9sentants des autres institutions \u00e9tatiques dont les apports contribueront au d\u00e9veloppement du Fonds et qui attendent, \u00e0 ce titre, les retomb\u00e9es positives des activit\u00e9s de recherche futures pour les politiques publiques dont elles ont la charge.<\/p>\n\n\n<p>Je remercie les membres de la communaut\u00e9 acad\u00e9mique et scientifique qui ont fait le d\u00e9placement. L\u2019espace que nous accommodons aujourd\u2019hui est le leur. L\u2019affirmation d\u2019un tel espace d\u00e9pendra des int\u00e9r\u00eats qu\u2019ils auront manifest\u00e9s d\u00e8s aujourd\u2019hui et, davantage encore, dans un avenir proche pour faire du Fonds cette entit\u00e9 \u00e0 succ\u00e8s dont nous attendons tous des r\u00e9sultats mesurables. <\/p>\n\n\n\n<p> Je les enjoins \u00e0 se l\u2019approprier rapidement pour en faire un pont solide entre les pr\u00e9occupations du savoir, les pratiques du savoir-faire et les politiques publiques \u00e9clair\u00e9es qui devront les couver. <\/p>\n\n\n\n<p>Je salue avec emphase les repr\u00e9sentants des institutions de la coop\u00e9ration internationale dont certaines, comme la BID, se sont manifest\u00e9es d\u00e8s les premiers moments de mise en \u0153uvre du Fonds BRH pour la Recherche et le D\u00e9veloppement<\/p>\n\n\n\n<p> Permettez-moi finalement d\u2019exprimer la joie que nous avons d\u2019accueillir les repr\u00e9sentants du secteur priv\u00e9, auxquels nous associons les autres membres de l\u2019auditoire pour la mise en commun des \u00e9nergies au profit du d\u00e9veloppement. Nous voudrions, \u00e0 travers eux tous, inviter l\u2019ensemble des acteurs sociaux \u00e0 s\u2019approprier d\u2019embl\u00e9e les activit\u00e9s du Fonds en tant que bien public. <\/p>\n\n\n\n<p>L\u2019honneur\nque vous nous faites de votre pr\u00e9sence est r\u00e9confortant dans une soci\u00e9t\u00e9 jusqu\u2019ici\ncentr\u00e9e sur des pr\u00e9occupations \u00e9conomiques de survie. J\u2019appr\u00e9cie pour son\npesant d\u2019or le message que charrie cette manifestation d\u2019int\u00e9r\u00eat que nous interpr\u00e9tons\ncomme suit: \u00ab <strong>Nous avons une\nsoci\u00e9t\u00e9 au ressort encore solide \u00e0 l\u2019image de cette jeunesse foisonnante de\ncapacit\u00e9 cr\u00e9atrice<\/strong>. \u00bb<\/p>\n\n\n\n<p>Comment canaliser cette \u00e9nergie vers des voies de transformation porteuse de d\u00e9veloppement ? Voil\u00e0 le type de questions auxquelles la r\u00e9flexion et la recherche devront r\u00e9pondre pour justifier les fonds qui leur seront allou\u00e9s dans un environnement o\u00f9 les ressources financi\u00e8res sont rares.<\/p>\n\n\n\n<p><strong>Mesdames, Messieurs,<\/strong> Avant d\u2019entrer dans les consid\u00e9rations qui ont conduit \u00e0 la cr\u00e9ation du Fonds BRH pour la Recherche et le D\u00e9veloppement, permettez-moi de saluer l\u2019int\u00e9r\u00eat manifest\u00e9 pour ce projet tant par le Conseil d\u2019Administration pr\u00e9c\u00e8dent, que par l\u2019actuel Conseil. Qu\u2019il me soit permis de remercier \u00e9galement tous les cadres qui ont fait un travail de premier ordre, depuis la conception jusqu\u2019au lancement du Fonds, dont les activit\u00e9s de recherche devront aussi servir \u00e0 \u00e9clairer l\u2019orientation de la politique mon\u00e9taire de la BRH au profit d\u2019une croissance plus robuste et durable.<\/p>\n\n\n\n<p>La cr\u00e9ation du FRD-BRH fait\nsuite \u00e0 des r\u00e9flexions tr\u00e8s pouss\u00e9es, datant de plus de 2 ans, sur les\nhandicaps \u00e0 la croissance et au d\u00e9veloppement du pays. Ces r\u00e9flexions avaient\npermis de renforcer l\u2019hypoth\u00e8se selon laquelle l\u2019absence de donn\u00e9es scientifiques\ndans la compr\u00e9hension de certains probl\u00e8mes ou de certains ph\u00e9nom\u00e8nes,\nexpliquait, pour la plupart, l\u2019\u00e9chec observ\u00e9 dans les prises de d\u00e9cision ou\ndans les solutions envisag\u00e9es.<\/p>\n\n\n\n<p>L\u2019universit\u00e9 a en g\u00e9n\u00e9ral une\ndouble vocation de formation et de recherche. Cependant, on note une certaine\nfaiblesse en mati\u00e8re de production scientifique en Ha\u00efti. Faiblesse qui n\u2019est\ncertainement pas imputable \u00e0 une insuffisance de ressources humaines qualifi\u00e9es,\nmais plut\u00f4t :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u00e0 un manque d\u2019efforts coordonn\u00e9s au niveau des comp\u00e9tences existantes pour promouvoir la recherche ; <\/li><li>\u00e0 une culture de recherche peu d\u00e9velopp\u00e9e dans les universit\u00e9s et dans le milieu professionnel ; <\/li><li>\u00e0 une absence de fonds disponibles pour financer des activit\u00e9s de recherche scientifique.<\/li><\/ul>\n\n\n\n<p>Ceci dit, il est louable de constater que certaines institutions ou \u00e9tablissements d\u2019enseignement sup\u00e9rieur continuent de tenter, \u00e0 travers des \u00e9tudes, d\u2019alimenter la recherche scientifique. Cependant, la plupart de ces travaux ne permettent pas d\u2019aborder v\u00e9ritablement les probl\u00e8mes cruciaux que conna\u00eet le pays, tant au niveau des politiques publiques qu\u2019\u00e0 celui du d\u00e9veloppement \u00e9conomique et social. D\u2019o\u00f9 le besoin de cr\u00e9er les bases d\u2019un espace institutionnel pr\u00e9pos\u00e9 \u00e0 la production de travaux de recherche orient\u00e9s vers la compr\u00e9hension des ph\u00e9nom\u00e8nes \u00e9conomiques et sociaux dans une soci\u00e9t\u00e9 en qu\u00eate de transformation profonde.<\/p>\n\n\n\n<p><strong>Mesdames, Messieurs,<\/strong><\/p>\n\n\n\n<p>L\u2019importance de la recherche\nscientifique dans l\u2019avancement de toute soci\u00e9t\u00e9 n\u2019est plus \u00e0 d\u00e9montrer. Par\nexemple, dans les ann\u00e9es 1990, avec les avanc\u00e9es dans le domaine de la\npolitique publique en Angleterre, on a compris que la formulation de solutions\ndurables \u00e0 des probl\u00e8mes publics \u2013 ou la pr\u00e9vention de ces derniers \u2013 passe\nd\u2019abord par des donn\u00e9es ou des informations scientifiques. Ce qui avait stimul\u00e9\nla prolif\u00e9ration de laboratoires de recherche et d\u00e9veloppement et la cr\u00e9ation\nde bon nombre de \u2018\u2019Think Tank\u2019\u2019 dans beaucoup de pays d\u2019Europe, de l\u2019Asie et du\nPacifique. <\/p>\n\n\n\n<p>Aujourd\u2019hui, la production de donn\u00e9es ou d\u2019informations scientifiques relatives aux probl\u00e8mes socio-\u00e9conomiques que confronte Ha\u00efti doit permettre, non seulement de mieux aborder les programmes de renforcement de nos institutions, mais aussi de mieux formuler les mesures de politiques publiques capables de poursuivre v\u00e9ritablement l\u2019atteinte des objectifs de d\u00e9veloppement durable.  De plus, les universit\u00e9s doivent jouer un r\u00f4le plus proactif dans l\u2019\u00e9tablissement d\u2019un cadre conceptuel de r\u00e9flexion autour de la probl\u00e9matique de mise en \u0153uvre de ces politiques publiques, pour la prise de d\u00e9cisions strat\u00e9giques et l\u2019instauration d\u2019un processus de d\u00e9veloppement int\u00e9gr\u00e9 et inclusif. <\/p>\n\n\n\n<p>C\u2019est fort de ces\nconsid\u00e9rations que la Banque de la R\u00e9publique d\u2019Ha\u00efti (BRH), consciente de la\ncontribution de la recherche dans la qu\u00eate d\u2019une croissance \u00e9conomique soutenue\net inclusive, a mis sur pied le Fonds pour la Recherche et le D\u00e9veloppement\n(FRD-BRH). <\/p>\n\n\n\n<p>Ce Fonds mobilisera \u00e0 la fois\ndes ressources publiques et des ressources priv\u00e9es, en vue de financer toute\ninitiative de recherche jug\u00e9e d\u2019un grand int\u00e9r\u00eat pour la soci\u00e9t\u00e9 dans les\ndomaines de l\u2019\u00e9conomie, de la finance, de la gestion des politiques publiques,\ndans les disciplines connexes et  dans\nd\u2019autres sciences sociales. <\/p>\n\n\n\n<p>Il s\u2019agira pour la BRH, par\ncet acte, de revitaliser la culture de la recherche dans les espaces\nuniversitaires, de stimuler des recherches collectives, de promouvoir la\nproduction et la transmission de connaissances scientifiques, tout en cr\u00e9ant\nune synergie entre ceux qui s\u2019int\u00e9ressent \u00e0 la recherche et au d\u00e9veloppement.\nIl n\u2019en demeure pas moins \u00e9galement que l’apport des professeurs,\nuniversitaires, \u00e9tudiants et chercheurs en g\u00e9n\u00e9ral pourra \u00eatre ainsi mis en\ncommun, au b\u00e9n\u00e9fice d\u2019une meilleure approche dans l\u2019\u00e9laboration et la mise en\n\u0153uvre de bonnes politiques publiques.<\/p>\n\n\n\n<p>En r\u00e9sum\u00e9, ce Fonds BRH pour\nla Recherche et le D\u00e9veloppement a un double objectif :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>D\u2019abord encourager\nla recherche scientifique en Ha\u00efti \u00e0 travers le financement de projets de\nrecherche dans diverses disciplines ;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Ensuite, mettre en place une structure devant susciter des initiatives de politiques publiques ou de projets d\u2019investissement, notamment dans les secteurs prioritaires pour la BRH et ou l\u2019Etat Haitien, sur la base de la production de donn\u00e9es ou d\u2019informations issues de la recherche scientifique.<\/li><\/ul>\n\n\n\n<p><strong>Mesdames,\nMessieurs,<\/strong><\/p>\n\n\n\n<p>La question de la gouvernance du Fonds a fait\nl\u2019objet d\u2019un traitement minutieux qui couvre sa <strong>structure de gestion<\/strong>, la\n<strong>proc\u00e9dure de soumission des demandes de financement<\/strong>, les <strong>crit\u00e8res de\ns\u00e9lection des dossiers de candidature<\/strong>, la <strong>capitalisation et le\nrenflouement des ressources financi\u00e8res<\/strong>, la <strong>politique de coop\u00e9ration\ninternationale<\/strong> et la <strong>strat\u00e9gie de communication. Il y va de la p\u00e9rennit\u00e9\nm\u00eame d\u2019une instance dont la cr\u00e9dibilit\u00e9 est cruciale pour l\u2019avenir imm\u00e9diat de\nla recherche en Ha\u00efti.<\/strong><\/p>\n\n\n\n<p>L\u2019acte constitutif du Fonds est scell\u00e9 dans une\nr\u00e9solution du Conseil d\u2019Administration de la BRH. Sa mission principale est: \n<\/p>\n\n\n\n<p>a) de promouvoir et d\u2019appuyer la recherche\nappliqu\u00e9e dans diverses disciplines, principalement en \u00e9conomie, en\nfinance, dans d\u2019autres disciplines connexes et \u00e9ventuellement d\u2019autres\nsciences sociales ; <\/p>\n\n\n\n<p>b) de d\u00e9velopper la recherche scientifique\ndans le milieu universitaire.<\/p>\n\n\n\n<p>Pour mener \u00e0 bien sa mission et travailler \u00e0\nla r\u00e9alisation de ses objectifs, le Fonds est dot\u00e9 d\u2019une structure de\ngouvernance compos\u00e9e de quatre (4) entit\u00e9s: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Le <strong>Conseil d\u2019Administration de la BRH<\/strong> qui\n assure la fonction de Conseil d\u2019Administration du Fonds.<\/li><li>La <strong>Direction Ex\u00e9cutive<\/strong>\n qui est charg\u00e9e de la gestion quotidienne du Fonds. <\/li><li>Le <strong>Comit\u00e9 Scientifique<\/strong>\n qui assure la viabilit\u00e9 du processus complexe de validation des activit\u00e9s\n de recherche.<\/li><li>Et le <strong>Conseil\n Consultatif<\/strong> qui est charg\u00e9 de renforcer la gouvernance du Fonds de\n Recherche. Ce Conseil est compos\u00e9 d\u2019un Repr\u00e9sentant du Minist\u00e8re de\n l\u2019Economie et des Finances, d\u2019un Repr\u00e9sentant de l\u2019Universit\u00e9, d\u2019un\n Repr\u00e9sentant du Forum Economique du Secteur priv\u00e9 et d\u2019un Repr\u00e9sentant des\n bailleurs ayant contribu\u00e9 au Fonds.<\/li><\/ul>\n\n\n\n<p>La <strong>proc\u00e9dure de soumission des demandes<\/strong>\nde financement b\u00e9n\u00e9ficiera des derni\u00e8res avanc\u00e9es technologiques dans le\ndomaine. Les crit\u00e8res retenus, pour analyser les dossiers de soumission sont\nles suivants:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019int\u00e9r\u00eat du projet de\n recherche, en termes d\u2019objectif de caract\u00e8re d\u2019innovation;<\/li><li>Sa pertinence, en termes\n d\u2019impact potentiel sur la soci\u00e9t\u00e9 en g\u00e9n\u00e9ral et de capacit\u00e9 \u00e0 susciter des\n initiatives de politique publique;<\/li><li>Sa faisabilit\u00e9, en terme\n d\u2019analyse co\u00fbt-b\u00e9n\u00e9fice et de cr\u00e9dibilit\u00e9 du calendrier de la recherche,\n entre autres;<\/li><li>La qualification et les\n comp\u00e9tences de l’\u00e9quipe de recherche <\/li><\/ul>\n\n\n\n<p>L\u2019approche du <em>basket fund<\/em> sera utilis\u00e9e pour proc\u00e9der \u00e0 la <strong>capitalisation du\nFonds de Recherche<\/strong>. Ce <em>basket\nfund<\/em> sera aliment\u00e9 par: <\/p>\n\n\n\n<p>?     La BRH<\/p>\n\n\n\n<p>?     Le Minist\u00e8re de l\u2019Economie et des Finances<\/p>\n\n\n\n<p>?     Et le Secteur Priv\u00e9<\/p>\n\n\n\n<p>Le Fonds s\u2019ouvre \u00e9galement \u00e0 des financements\nexternes provenant de bailleurs internationaux ou d\u2019institutions nationales \u00e0\npartir de dons directs ou d\u2019un partenariat public-priv\u00e9. En ce qui concerne la <strong>politique\nde coop\u00e9ration du Fonds,<\/strong> il faut dire que ce dernier est ouvert \u00e0 des\npartenariats avec toute institution r\u00e9gionale ou internationale manifestant un\nint\u00e9r\u00eat pour la promotion de la recherche scientifique en Ha\u00efti.<\/p>\n\n\n\n<p>Le partenariat avec une institution\ninternationale ou r\u00e9gionale pourra \u00eatre effectu\u00e9 \u00e0 trois (3) niveaux :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019institution\n peut d\u00e9cider :<ul><li>d\u2019octroyer un don\ndestin\u00e9 \u00e0 la recherche dans un domaine bien sp\u00e9cifique, tout en restant dans le\nchamp des domaines pr\u00e9conis\u00e9s par le Fonds;<\/li><\/ul><ul><li>d\u2019octroyer un don\nqui peut \u00eatre utilis\u00e9 pour la recherche dans n\u2019importe quel domaine couvert par\nle Fonds ;<\/li><\/ul><ul><li>d\u2019alimenter le\nFonds par un support financier sur une base r\u00e9guli\u00e8re pr\u00e9alablement d\u00e9finie \u00e0\ntravers un accord avec la Banque de la R\u00e9publique d\u2019Ha\u00efti (BRH) ;<\/li><\/ul><\/li><\/ul>\n\n\n\n<p>De plus, des partenariats peuvent \u00eatre\n\u00e9tablis avec des instances internationales sur un horizon convenu entre les\ndeux parties, et d\u2019autres types de partenariat peuvent \u00eatre \u00e9tablis sous\nforme d\u2019appui technique ou d\u2019apport en industrie au Fonds. <\/p>\n\n\n\n<p><strong>Mesdames, Messieurs<\/strong><strong><\/strong><\/p>\n\n\n\n<p>Avant de conclure, il est important pour moi\nde souligner, quitte \u00e0 me r\u00e9p\u00e9ter, que le Conseil d\u2019Administration reste tr\u00e8s\naccroch\u00e9 \u00e0 la p\u00e9rennisation, la viabilit\u00e9 et la cr\u00e9dibilit\u00e9 de cette initiative\n\u00e0 travers des principes fondamentaux d\u2019\u00e9thique, de bonne gouvernance et de\ntransparence. Cette transparence sera manifest\u00e9e sur plusieurs formes, dont\nnotamment: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019accessibilit\u00e9 du\ngrand public, \u00e0 travers le site web du Fonds, aux informations relatives au\nfonctionnement du Fonds, \u00e0 ses activit\u00e9s et aux appels \u00e0 proposition;<\/li><li>La publication des\nrapports de reddition de compte;<\/li><li>Et l\u2019audit annuel\ndu Fonds par des auditeurs \u00e0 la fois internes et externes. <\/li><\/ul>\n\n\n\n<p>La BRH, en tant qu\u2019entit\u00e9 publique, se\nr\u00e9jouit de pouvoir mettre ce Fonds, premier en son genre dans notre pays, \u00e0 la\ndisposition de la communaut\u00e9 scientifique ha\u00eftienne afin de promouvoir toutes\nactivit\u00e9s de recherche adressant un probl\u00e8me crucial au b\u00e9n\u00e9fice du\nd\u00e9veloppement durable et inclusif du pays. <\/p>\n\n\n\n<p>Nous esp\u00e9rons que d\u2019autres institutions\npubliques ou priv\u00e9es vont nous rejoindre, par le biais de mise en \u0153uvre\nde structures similaires ou \u00e0 travers des formes de partenariat avec nous,\npour l\u2019avancement de la cha\u00eene de production scientifique en Ha\u00efti. Certains\npays sont connus pour le talent de leurs ing\u00e9nieurs et l\u2019habilet\u00e9 de leur main\nd\u2019\u0153uvre. Notre pays est connu pour sa cr\u00e9ativit\u00e9 artistique et sa production\nlitt\u00e9raire. Aujourd\u2019hui, nous devons travailler d\u2019arrache-pied pour que la\nnation ha\u00eftienne soit reconnue pour la port\u00e9e de ses publications\nuniversitaires et la clairvoyance des d\u00e9cideurs publics et des entrepreneurs\npriv\u00e9s.<\/p>\n\n\n\n<p>L\u2019ampleur des d\u00e9fis \u00e0\nrelever nous y oblige et la t\u00e2che est exaltante. \n\nL\u2019aventure commence \u00e0\npeine, la route est longue et il n\u2019y a pas de ligne d\u2019arriv\u00e9e dans le domaine\nde la recherche scientifique.    \n\n\n\n<\/p>\n\n\n\n<p>Que Dieu nous benisse tous !\nQue Dieu benisse Haiti !<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Monsieur le Gouverneur Adjoint, Madame, Monsieur les Membres du Conseil d\u2019Administration de la BRH Mesdames, Messieurs les Repr\u00e9sentants de la BID Mesdames, Messieurs les PDG, Directeurs G\u00e9n\u00e9raux et Repr\u00e9sentants du […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-4854","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours prononc\u00e9 par le Gouverneur Jean Baden Dubois \u00e0 la c\u00e9r\u00e9monie de la pr\u00e9sentation du Fonds BRH pour la Recherche et le D\u00e9veloppement (FDR-BRH) | BRH<\/title>\n<meta name=\"robots\" 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prononc\u00e9 par le Directeur G\u00e9n\u00e9ral Ronald Gabriel \u00e0 la c\u00e9r\u00e9monie de la pr\u00e9sentation du Fonds BRH pour la Recherche et le D\u00e9veloppement (FDR-BRH)"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"wp-image-1843 alignleft\" src=\"https:\/\/i0.wp.com\/www.brh.ht\/wp-content\/uploads\/ronaldGabriel1.jpg?resize=400%2C266&ssl=1\" alt=\"\" width=\"400\" height=\"266\" \/><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"wp-image-1843 alignright\" src=\"https:\/\/i0.wp.com\/www.brh.ht\/wp-content\/uploads\/ronaldGabriel2.jpg?resize=400%2C266&ssl=1\" alt=\"\" width=\"400\" height=\"266\" \/><\/p>\n<p>\u00a0<\/p>\n\n\n<p>Monsieur le Ministre de l\u2019Economie et des Finances,<\/p>\n\n\n\n<p>Monsieur le Ministre de l\u2019Education Nationale<\/p>\n\n\n\n<p>Monsieur le Gouverneur<\/p>\n\n\n\n<p>Madame, Messieurs les Membres du Conseil d\u2019Administration de la\nBRH<\/p>\n\n\n\n<p>Madame, Messieurs les Repr\u00e9sentant de la BID<\/p>\n\n\n\n<p>Mesdames, Messieurs les Membres de la communaut\u00e9 Internationale<\/p>\n\n\n\n<p>Mesdames, Messieurs les PDG, les Directeurs G\u00e9n\u00e9raux et Repr\u00e9sentants\ndu secteur financier<\/p>\n\n\n\n<p>Mesdames, Messieurs les Directeurs et Cadres du Minist\u00e8re de\nl\u2019Economie et des finances<\/p>\n\n\n\n<p>Mesdames, Messieurs, les Directeurs et Cadres de la BRH,<\/p>\n\n\n\n<p>Mesdames, Messieurs les membres du Conseil Consultatif et du\nComit\u00e9 scientifique du FRD-BRH<\/p>\n\n\n\n<p>Mesdames, Messieurs les Recteurs et repr\u00e9sentants d\u2019universit\u00e9s, <\/p>\n\n\n\n<p>Mesdames, Messieurs les repr\u00e9sentants du secteur priv\u00e9 et de la\nsoci\u00e9t\u00e9 civile,<\/p>\n\n\n\n<p>Mesdames, Messieurs<\/p>\n\n\n\n<p>L\u2019histoire\ndes soci\u00e9t\u00e9s humaines est aussi celle des institutions qui les fa\u00e7onnent. Mieux\nencore, il y a de ces institutions qui ont une port\u00e9e de civilisation. La\nBanque Centrale est de ce rang l\u00e0. Aujourd\u2019hui, la n\u00f4tre, la Banque de la\nR\u00e9publique d\u2019Ha\u00efti, ouvre une dimension nouvelle dans son champ d\u2019action en se\ndotant du Fonds-BRH pour la Recherche et le D\u00e9veloppement. <\/p>\n\n\n\n<p>La\nnature des activit\u00e9s de Banque Centrale et la capacit\u00e9 \u00e0 g\u00e9n\u00e9rer l\u2019effet de\ncr\u00e9dibilit\u00e9 qui en fait la force, font de la Recherche un domaine privil\u00e9gi\u00e9 d\u2019int\u00e9r\u00eat\npour cette institution. A ce titre, la c\u00e9r\u00e9monie du jour, marque un tournant\nmajeur dans la qu\u00eate inlassable de modernit\u00e9 de la BRH qui vient de boucler\nquatre d\u00e9cennies d\u2019une existence riche en \u00e9v\u00e9nements \u00e0 succ\u00e8s.  <\/p>\n\n\n\n<p>Vous\ncomprenez donc l\u2019\u00e9motion qui traverse mes propos et le plaisir que j\u2019\u00e9prouve \u00e0\nrenouveler les salutations adress\u00e9es, avant moi, par le Gouverneur, \u00e0 ce public\nde choix que vous repr\u00e9sentez. Je remercie les repr\u00e9sentants du secteur priv\u00e9\net des institutions \u00e9tatiques de nous honorer de leur pr\u00e9sence et ceux de la\ncoop\u00e9ration bilat\u00e9rale et multilat\u00e9rale de r\u00e9pondre avec empressement \u00e0 notre\ninvitation. C\u2019est une marque d\u2019int\u00e9r\u00eat qui augure les meilleures perspectives\npour le devenir du Fonds pour la Recherche.<\/p>\n\n\n\n<p>Permettez-moi\nd\u2019adresser une salutation sp\u00e9ciale  aux\nmembres de la communaut\u00e9 acad\u00e9mique et scientifique.  Je remercie avec emphase ceux qui se sont\nimpliqu\u00e9s dans le processus qui a conduit \u00e0 la mise en place du Fonds, et, par\nanticipation, ceux qui viendront prendre le train en marche. Il est grand\ntemps, pour l\u2019acad\u00e9mique en Ha\u00efti, que la recherche ne soit plus un domaine de\nlointaine curiosit\u00e9. Il est grand temps de donner un contenu concret \u00e0 l\u2019id\u00e9e\ncardinale que la Recherche est un bien public. Et c\u2019est dans cet esprit que je\nsalue le grand public \u00e0 travers la pr\u00e9sence de chacun des membres de\nl\u2019auditoire.<\/p>\n\n\n\n<p>Mesdames,\nMessieurs<\/p>\n\n\n\n<p>La\nmise en place du Fonds-BRH pour la Recherche et le d\u00e9veloppement est le fruit\nde longs travaux de r\u00e9flexion,  <strong>d\u2019\u00e9changes avec des professeurs et recteurs\nd\u2019universit\u00e9<\/strong>, de recherche documentaire et d\u2019application pratique qui ont\nmobilis\u00e9, par souci d\u2019efficience, une \u00e9quipe r\u00e9duite de cadres dynamiques que je\nprends plaisir \u00e0 saluer ce matin en les engageant encore plus sur le d\u00e9fi que\nrepr\u00e9sente le futur imm\u00e9diat et lointain du Fonds. Je veux citer\u2026Max Edouard\nMond\u00e9sir\u2026\u2026        D\u00e9j\u00e0, je suis amplement rassur\u00e9 par l\u2019entrain\nqui caract\u00e9rise actuellement les travaux de mise en op\u00e9ration; une attitude qui\ncadre parfaitement avec l\u2019enthousiasme qui a caract\u00e9ris\u00e9 le d\u00e9roulement des\ntravaux de mise en place depuis l\u2019instauration des premi\u00e8res s\u00e9ances de travail\nen mars 2017. <\/p>\n\n\n\n<p>C\u2019est\ndire l\u2019int\u00e9r\u00eat qu\u2019ont suscit\u00e9 ces travaux de mise en place dans l\u2019agenda du\nConseil pr\u00e9c\u00e9dent. Cet enthousiasme explique \u00e9galement l\u2019empressement de\nl\u2019actuel Conseil d\u2019Administration \u00e0 en assurer  la continuit\u00e9. Je n\u2019ai donc pas besoin de\nforcer la note pour affirmer que sur l\u2019id\u00e9e d\u2019un Fonds-BRH pour la Recherche et\nle D\u00e9veloppement, la question du \u00ab Pourquoi \u00bb a fait place, presque\nsans d\u00e9bat, \u00e0 la question du \u00ab Comment \u00bb. Comment mettre en place ce\nfond, <strong>comment le faire fonctionner<\/strong>, comment\nle financer, comment faire pour en assurer la permanence\ninstitutionnelle ? <\/p>\n\n\n\n<p>A\nla v\u00e9rit\u00e9, le principe cardinal de voir dans la recherche un bien public dot\u00e9\nd\u2019un facteur intrins\u00e8que d\u2019externalit\u00e9 positive n\u2019avait pas besoin de faire son\nchemin. Les \u00e9changes ont port\u00e9 surtout sur le poids envahissant du vulgaire\ndans une soci\u00e9t\u00e9 tr\u00e9pidante de jeunesse qui a aussi besoin de vulgarisation pour\nfaire un saut conscient, donc sans ali\u00e9nation, \ndans la modernit\u00e9. La recherche dans notre Ha\u00efti en mal de d\u00e9veloppement\nest donc de cette essence capable d\u2019alimenter les cr\u00e9neaux de communication,\nnon pas en certitudes issues de pratique d\u2019apprentis-sorciers, mais en v\u00e9rit\u00e9s,\n<strong>en toute relativit\u00e9<\/strong>,  bas\u00e9es sur une dynamique de questionnement\nsans complaisance.<\/p>\n\n\n\n<p>Il\npeut s\u2019agir d\u2019une d\u00e9marche volontariste ou d\u2019une approche sans pr\u00e9tention\ncoercitive, voire lib\u00e9rale. Peu importe le label id\u00e9ologique qui sous-tend ce\nbesoin de vulgarisation. La recherche doit avoir droit de citer selon une\nlogique autonome de reproduction et de diffusion pour donner aux \u00e9lites les\noutils de r\u00e9flexion pour l\u2019action et d\u00e9velopper au sein des masses des r\u00e9flexes\nport\u00e9s par des faits scientifiques et soci\u00e9taux bien \u00e9tablis et en constant\nrenouvellement. Aussi dans l\u2019environnement, qui est le n\u00f4tre, de ressources\nplus rares qu\u2019\u00e0 l\u2019accoutum\u00e9e, l\u2019efficience nous impose de voir dans la\nRecherche un domaine de production de connaissance renouvel\u00e9e et de\nvulgarisation sans barri\u00e8re pour fonder les actions \u00e0 tous les \u00e9chelons de\nd\u00e9cisions des acteurs sociaux.<\/p>\n\n\n\n<p>Si\nle cycle de la Recherche ; dans ses mission de production, de diffusion,\nde recyclage et de reproduction de la connaissance; sait transcender\nl\u2019id\u00e9ologie ; Si l\u2019effort de politiques publiques est suffisant pour cr\u00e9er\ndes conditions de perm\u00e9abilit\u00e9 des couches sociales aux id\u00e9es et aux faits que\ncharrie la recherche ; Si le minimum de conditions objectives est rempli\npour cr\u00e9er les effets de transformation des comportements et des mentalit\u00e9s ;\nLa recherche aura jou\u00e9 son r\u00f4le de raccourcie dans la qu\u00eate de d\u00e9veloppement et\naura m\u00e9rit\u00e9 au centuple son appellation de bien public. La rentabilit\u00e9\nsocio-\u00e9conomique des ressources allou\u00e9es sera d\u2019autant plus forte que la\np\u00e9riode de ce processus transformationnel sera courte.<\/p>\n\n\n\n<p>Voici\ndonc la nature des r\u00e9flexions qui nous valent aujourd\u2019hui la jeune existence  du Fond-BRH pour la recherche et le\nD\u00e9veloppement. Bien s\u00fbr, les consid\u00e9rations sur le d\u00e9ficit des ressources\nallou\u00e9es aux activit\u00e9s de Recherche dans le pays ont pes\u00e9 dans la balance. Nous\navons \u00e9galement fait le tour, il est vrai non exhaustif,  des exp\u00e9riences de nos devanciers que nous\nprenons d\u2019ailleurs plaisir \u00e0 citer<strong>. Le\nFond RED( )\u2026, le CIRAD( )\u2026,<\/strong> Le d\u00e9partement de la Recherche du\nCTPEA mis en place dans la deuxi\u00e8me moiti\u00e9 de ann\u00e9es 1980 par une \u00e9quipe qui\navait \u00e0 sa t\u00eate Pierre Richard Ag\u00e9nor et qui a publi\u00e9 dans les Cahiers de\nRecherche du CTPEA, nombre d\u2019\u00e9tudes de poids sur la planification\nmacro\u00e9conomique en Ha\u00efti, la question fiscale et la mod\u00e9lisation du march\u00e9 des\nchanges. Cette d\u00e9marche documentaire n\u2019est pas sans cons\u00e9quence sur le profil\nque nous avons d\u00e9cid\u00e9 de donner au Fonds dans l\u2019\u00e9tat actuel de son existence.<\/p>\n\n\n\n<p>Mesdames,\nMessieurs,<\/p>\n\n\n\n<p>Le\nFonds BRH pour la Recherche et le D\u00e9veloppement a \u00e9t\u00e9 cr\u00e9\u00e9 en date du 20 f\u00e9vrier\n2019  par R\u00e9solution du Conseil\nd\u2019Administration dans le but de financer des\nprojets de recherche principalement dans les\ndomaines de la                gestion des politiques publiques, de l\u2019\u00e9conomie, de la finance\net d\u2019autres disciplines connexes. Au-del\u00e0 des consid\u00e9rations de raret\u00e9 de\nressources, la BRH a trouv\u00e9 opportun de donner aux activit\u00e9s du Fonds un\ncaract\u00e8re imm\u00e9diatement utile tenant compte de ses missions de banque centrale\net des aspects qui touchent aux pr\u00e9occupations de ses partenaires de l\u2019Etat et\nde la coop\u00e9ration externe. L\u2019intangible que repr\u00e9sente la cr\u00e9dibilit\u00e9 de\nl\u2019institution a \u00e9t\u00e9 l\u2019\u00e9l\u00e9ment pr\u00e9alable de dotation que nous avons mis dans la\nbalance.<\/p>\n\n\n\n<p>Nous\nvoulons remercier les institutions partenaires qui ont rapidement soupes\u00e9 le\npoids de cette dotation de d\u00e9part pour cheminer avec nous  et ouvrir la voie \u00e0 un champ nouveau de\ncoop\u00e9ration dans un domaine qui a pris toute sa dimension conceptuelle depuis\nune dizaine d\u2019ann\u00e9es avec les travaux de Etzkowitz de l\u2019Universit\u00e9 de New\nCastle et de Leydesdorff de l\u2019Universit\u00e9 d\u2019Amsterdam sur le r\u00f4le de la trilogie\nUniversit\u00e9-Entreprise-Etat dans l\u2019\u00e8re nouvelle de l\u2019\u00e9conomie de la\nconnaissance. Il est grand temps d\u2019exploiter le principe de la triple h\u00e9lice au\nprofit d\u2019une \u00e9conomie ha\u00eftienne coinc\u00e9e, depuis quatre d\u00e9cennies enti\u00e8res, dans\nune trappe \u00e0 la croissance molle pour rester dans la logique encore\ncomplaisante du professeur Charles Cadet.<\/p>\n\n\n\n<p>Je\nremercie les recteurs et professeurs : Samuel Pierre,  \u2026.\u2026\u2026 qui sont parmi les premiers d\u2019une liste\nplus large de responsables acad\u00e9miques qui ont manifest\u00e9 leur volont\u00e9 de collaborer.\nNos remerciements vont plus amplement \u00e0 la BID qui a embrass\u00e9 d\u00e8s le d\u00e9part\ncette initiative dans le sillon d\u2019une coop\u00e9ration d\u00e9j\u00e0 agissante dans le\ndomaine de la production de connaissance. C\u2019est l\u2019occasion pour moi de saluer\ncette coop\u00e9ration qui a fait naitre le DSGE (\u2026), et les productions conjointes\nqui ont fait l\u2019objet de pr\u00e9sentation \u00e0 succ\u00e8s dans le cadre des mercredis\nBRH\/BID. J\u2019en profite pour annoncer avec reconnaissance la d\u00e9cision de la BID\nde faire un don financier au FOND sur les deux premi\u00e8res ann\u00e9es de son\nfonctionnement.<\/p>\n\n\n\n<p>La\npremi\u00e8re ann\u00e9e d\u2019existence du Fonds verra les gestionnaires s\u2019atteler \u00e0\nd\u00e9velopper en priorit\u00e9 deux pans d\u2019activit\u00e9s vitales pour le devenir de cet\noutil: (1) La mise en place progressive mais sans rel\u00e2che d\u2019une client\u00e8le\nacad\u00e9mique viable en qualit\u00e9 et en quantit\u00e9 pour asseoir les bases d\u2019une\nproduction qui r\u00e9pondent aux attentes du Conseil d\u2019Administration du Fonds. (2)\nLa concr\u00e9tisation des promesses de coop\u00e9ration qui ont vu le jour au cours de\nla p\u00e9riode de mise en \u0153uvre des activit\u00e9s du Fonds et la prospection de nouvelles\nvoies de coop\u00e9ration. Ce deuxi\u00e8me volet est d\u2019autant plus important pour la\np\u00e9rennisation du Fonds qu\u2019il est g\u00e9n\u00e9rateur d\u2019un double domaine de ressources\nfinanci\u00e8res et humaines. Aussi, permettez-moi de citer les autres acteurs d\u00e9j\u00e0\nengag\u00e9s dans ce champ de coop\u00e9ration ou en voie de l\u2019\u00eatre :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019Ambassade de France \u00e0 travers la\nbourse BRH\u2013Ambassade de France-Groupe Parlementaire Ha\u00efti France et bient\u00f4t un\nappui de la BRH et de l\u2019Ambassade de France \n\u00e0 la mobilit\u00e9 doctorale <\/li><li>la Compagnie De LA Rue, Chevening\n\u00e0 travers des programmes de bourses d\u2019excellence<\/li><li>FMI\u2026qui nous a donn\u00e9 acc\u00e8s aux\nnombreuses ressources de sa biblioth\u00e8que<\/li><li>Cirano<\/li><\/ul>\n\n\n\n<p>Mesdames,\nMessieurs,<\/p>\n\n\n\n<p>L\u2019aspect\nli\u00e9 \u00e0 la gouvernance du Fonds-BRH pour la Recherche et le D\u00e9veloppement, comme\nl\u2019a soulign\u00e9 le Gouverneur, a \u00e9t\u00e9 trait\u00e9 avec un niveau de pr\u00e9occupation qui\ntient de la parcimonie. La quantit\u00e9 d\u2019heures allou\u00e9es \u00e0 ce volet repr\u00e9sente la\npart la plus importante de la charge de travail mobilis\u00e9e dans la mise en place\ndu Fonds. La nature technique des travaux qui ont port\u00e9 sur le d\u00e9veloppement\ndes fonctionnalit\u00e9s du site internet a n\u00e9cessit\u00e9 un processus it\u00e9ratif\nfastidieux pour r\u00e9pondre aux crit\u00e8res de transparence et de commodit\u00e9 d\u2019utilisation\npour les prochains usagers. Dans ce domaine, les recherches sur les <best\npractices> ont inspir\u00e9 une collaboration harmonieuse entre le champ\ninformatique et celui de la gestion pour asseoir un niveau satisfaisant de\ncr\u00e9dibilit\u00e9 d\u00e8s les premiers moments de fonctionnement du Fonds. Il y va de la\np\u00e9rennisation d\u2019une activit\u00e9 que nous esp\u00e9rons voir sortir des pr\u00e9occupations\nrestreintes d\u2019une banque centrale pour atteindre assez vite les dimensions\ninstitutionnelles d\u2019un domaine essentiel au d\u00e9veloppement.                                                             <\/p>\n\n\n\n<p>Nous\nn\u2019insisterons donc jamais assez sur le caract\u00e8re essentiel de cet aspect dans\nle devenir du Fonds. L\u2019int\u00e9r\u00eat manifest\u00e9 par nos partenaires du milieu\nacad\u00e9mique, de l\u2019Etat et de la coop\u00e9ration externe est li\u00e9, dans notre\nentendement, \u00e0 cette attente \u00e0 laquelle nous entendons r\u00e9pondre au mieux de nos\ncapacit\u00e9s. Il a fallu, d\u2019ailleurs, op\u00e9rer un arbitrage serr\u00e9 entre l\u2019id\u00e9e de repousser\nle lancement du Fond seulement au terme de la finition compl\u00e8te de son site\ninternet et celle de proc\u00e9der \u00e0 un lancement plus pr\u00e9coce que d\u00e9j\u00e0 la\nconclusion assez satisfaisante de la phase I du site justifie. Comme vous le\nvivez avec nous aujourd\u2019hui, la d\u00e9cision finale a port\u00e9 sur le second choix. La\nlogique \u00e9tant de faire de ce lancement non pas un test de grandeur nature de\ncette activit\u00e9 qui est maintenant n\u00f4tre, mais d\u2019avancer sans coup f\u00e9rir, dans\nune entreprise qui ne peut que b\u00e9n\u00e9ficier d\u2019une courbe d\u2019apprentissage que nous\nvoulons rapide mais conforme \u00e0 un processus de maturation bien orchestr\u00e9. <\/p>\n\n\n\n<p>Je\nvous invite donc \u00e0 vous consulter le site internet du Fonds pour vous impr\u00e9gner,\nentre autres, des objectifs poursuivis et des modalit\u00e9s de fonctionnement de\ncet outil qui vous sera  pr\u00e9sent\u00e9 bri\u00e8vement\nau cours de la matin\u00e9e. Je ne puis n\u00e9anmoins me soustraire \u00e0 l\u2019id\u00e9e de vous\nfaire un rappel de  la structure de\ngouvernance qui est compos\u00e9e de quatre entit\u00e9s : (1) le Conseil d\u2019Administration\nde la Banque de la R\u00e9publique d\u2019Ha\u00efti (2) La Direction Ex\u00e9cutive (3) Le Conseil\nScientifique (4) Le Comit\u00e9 Consultatif. <\/p>\n\n\n\n<p>Les\ntrois premi\u00e8res entit\u00e9s sont importantes pour le fonctionnement harmonieux du\nFonds. Elles en assurent l\u2019efficacit\u00e9 interne et la p\u00e9rennit\u00e9. Par contre le\nComit\u00e9 Consultatif est crucial pour le d\u00e9veloppement des rapports du Fonds avec\nle reste de la soci\u00e9t\u00e9. Il est l\u2019instance qui connecte directement le Fonds\navec les pr\u00e9occupations \u00e9conomiques et sociales telles qu\u2019elles seront\nexprim\u00e9es par la soci\u00e9t\u00e9 civile, le secteur des affaires et les entit\u00e9s\n\u00e9tatiques ainsi que la vision moyenne des PTF. C\u2019est donc une caisse de\nr\u00e9sonnance qui permettra d\u2019\u00e9valuer la rentabilit\u00e9 socio-\u00e9conomique du fonds. Il\nen assure donc l\u2019efficacit\u00e9 externe. Nos attentes sur le bon fonctionnement du\nComit\u00e9 consultatif sont d\u2019autant plus fortes qu\u2019elles le placent au c\u0153ur du\nprincipe de la triple h\u00e9lice comme concept cl\u00e9 dans le d\u00e9veloppement des\nrapports Universit\u00e9-Entreprise-Etat.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019universit\u00e9 comme espace de\nproduction et de diffusion de la connaissance en synergie avec les politiques\npubliques appropri\u00e9es mises en place par l\u2019Etat<\/li><li>L\u2019entreprise comme espace\nprivil\u00e9gie d\u2019utilisation du savoir produit par l\u2019universit\u00e9 et de\ntransformation de ce savoir en savoir-faire.<\/li><li>L\u2019Etat comme domaine de mise en\n\u0153uvre des politiques de nature macro, m\u00e9so et micro pour cr\u00e9er les conditions les\nmeilleures de cr\u00e9ation de richesse et d\u2019emplois par l\u2019entreprise au niveau des\nmarch\u00e9s. <\/li><\/ul>\n\n\n\n<p>Voil\u00e0\nl\u2019ambition ultime que charrie le Fonds BRH pour la recherche et le\nd\u00e9veloppement. Elle traduit l\u2019id\u00e9e que l\u2019accumulation de savoirs et leur\ntransformation en savoir-faire est le seul raccourci viable vers le\nd\u00e9veloppement durable. C\u2019est essentiellement le cr\u00e9do qui motive notre action.<\/p>\n\n\n\n<p>Mesdames,\nmessieurs<\/p>\n\n\n\n<p>Nous\navons fait le tour de la question du Fonds-BRH pour la Recherche et le\nD\u00e9veloppement. Le plaisir institutionnel que nous tirons est celui de voir la\nBanque de la R\u00e9publique d\u2019Ha\u00efti, votre banque centrale, franchir un niveau\nsup\u00e9rieur de maturit\u00e9 et de capacit\u00e9 qui lui ouvre une audience plus large dans\nle cercle prestigieux de ses pairs. Le v\u0153u que nous caressons est de voir le\nFonds inspirer d\u2019autres institutions dans des domaines scientifiques autrement\ntechniques\u2026<\/p>\n\n\n\n<p>Je vous remercie<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Monsieur le Ministre de l\u2019Economie et des Finances, Monsieur le Ministre de l\u2019Education Nationale Monsieur le Gouverneur Madame, Messieurs les Membres du Conseil d\u2019Administration de la BRH Madame, Messieurs […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-4842","post","type-post","status-publish","format-standard","hentry","category-chronologie-des-activites"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discours prononc\u00e9 par le Directeur G\u00e9n\u00e9ral Ronald Gabriel \u00e0 la c\u00e9r\u00e9monie de la pr\u00e9sentation du Fonds BRH pour la Recherche et le D\u00e9veloppement (FDR-BRH) | BRH<\/title>\n<meta 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